ppAt Expedia Group, we help travelers explore the world, one journey at a time. As a general travel company powered by passionate people, trusted partnerships, and leading technology, we connect travelers, partners, and advertisers through our consumer brands, B2B network, and travel advertising business. /p br/ pHere, you'll do meaningful work that helps millions of people discover, book, and experience travel with more ease, confidence, and joy. Our five Behaviors-Traveler First, Think Big, Operate with Excellence, Ownership Mindset, and Succeed Together-help foster a supportive environment where people can grow their careers and have the flexibility, benefits, and support to do their best work. Join us and build for travelers everywhere. /p h3Senior Commercial Credit Risk Analyst /h3 pThis role sits within the B2B Finance Credit team, acting as a key interface between Sales, Commercial Finance, Partner Finance, Accounting and Group Treasury. You will support some of our largest global travel partners and play a central role in strengthening the financial governance of our growing credit programme. /p pThis position will suit a candidate with strong analytical capability, excellent communication and negotiation skills, and proven experience managing large and complex partner portfolios (50M+ credit exposure) as long as small travel businesses. You will be a trusted business partner who can influence senior stakeholders internally and externally, while confidently assessing financial risk and resolving complex issues. /p pIn this role, you will: /p ul liLead and manage a portfolio of high-value partners, including complex credit arrangements, significant credit limits and large multi-currency exposures. /li liAssess and recommend credit limits through detailed financial analysis, including interpretation of balance sheets, cash flow statements and group structures. /li liBuild strong, trust-based relationships with major travel partners—acting as their core finance point of contact for risk, payment performance, and commercial discussions. /li liCollaborate closely with Sales, Product Tech and Commercial Finance to support strategic growth while ensuring governance and risk mitigation. /li liResolve complex finance issues involving unallocated cash, disputes, reconciliation gaps, or operational blockers impacting receivables. /li liDrive negotiations on collateral, payment terms, and risk-based decisions with large partners, balancing commercial opportunity with financial protection.



/li liSupport our credit insurance programme, with an effective management of coverage gaps. /li liStrengthen collections processes and identify opportunities to reduce ageing, improve forecasting accuracy, and optimise partner payment behaviour. /li liEvaluate and store partner financial information, ensuring completeness, accuracy and compliance with internal controls. /li liSupport the Credit Risk Director in developing and updating Credit Management Policies, ensuring they reflect evolving business strategy and risk appetite. /li /ul h3Experience and Qualifications: /h3 ul li5+ years of experience in credit control, credit risk or corporate finance, with a focus on large B2B portfolios or high-risk accounts. /li liProven ability to interpret financial statements, assess business models and form clear risk opinions. /li liExperience setting or reviewing credit limits of high amounts is highly desirable. /li liStrong communication and negotiation skills, with the ability to influence senior internal stakeholders and external partners. /li liDemonstrated ability to resolve complex issues, and dispute, think critically, and manage escalations with a calm, solutions-driven approach. /li liStrong relationship-building skills across functions and cultures. /li liHigh attention to detail and ability to operate independently in a fast-paced, ambiguous environment. /li liAdvanced Excel skills and strong system adaptability (experience with AI, Power BI Power Query is a plus). /li liExperience in business partnering roles or environments where finance must collaborate closely with commercial teams. /li liKnowledge of B2B business models, credit insurance, securitisation or collateral management is advantageous. /li liEnglish speaker /li liTravel experience desirable /li /ul pPlease note that this role is only available in the following locations: Madrid, in alignment with our flexible work model which requires employees to be in-office at least three days a week. We are unable to offer relocation assistance for this role. /p p#LI-AM7 /p pThe total cash range for this position in Madrid is €43,000.00 to €60,500.00.



Employees in this role have the potential to increase their pay up to €69,000.00, which is the top of the range, based on ongoing, demonstrated, and sustained performance in the role. /p br/ pStarting pay for this role will vary based on multiple factors, including location, available budget, and an individual’s knowledge, skills, and experience. Pay ranges may be modified in the future. /p br/ h3Benefits and perks /h3 ul limedical, dental, and vision coverage /li lipaid time off /li lian Employee Assistance Program /li liwellness and travel reimbursement /li litravel discounts /li liInternational Airlines Travel Agent Network (IATAN) membership /li /ul pExpedia Group offers benefits and perks designed to support employees and their families, including medical, dental, and vision coverage, paid time off, an Employee Assistance Program, wellness and travel reimbursement, travel discounts, and International Airlines Travel Agent Network (IATAN) membership. Learn more about life at Expedia Group at /p pYou can find the benefits for this location and any collective agreement that may apply here. /p br/ h3Accommodation requests /h3 pExpedia Group is committed to providing an inclusive and accessible recruiting experience. If you need an accommodation or adjustment due to a disability during the application or recruiting process, please submit a request at /p br/ h3About Expedia Group /h3 pExpedia Group includes three flagship consumer brands - Expedia, Hotels.com, and Vrbo - along with a leading B2B travel business and travel advertising offerings. Across our brands and business, we help travelers explore the world with confidence and ease. /p br/ h3Important notice /h3 pEmployment opportunities and job offers at Expedia Group will always come from Expedia Group's Talent Acquisition and hiring teams. Never share sensitive personal information unless you are confident of the recipient. Expedia Group does not extend job offers via email or messaging tools to individuals with whom we have not made prior contact. Our email domain is @expediagroup.com. The official place to find and apply for roles is /p br/ h3Equal Opportunity /h3 pExpedia is committed to creating an inclusive work environment with a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, religion, gender, sexual orientation, national origin, disability or age. /p /p #J-18808-Ljbffr

📌 Senior Commercial Credit Risk Analyst (Madrid)
🏢 Powertofly
📍 Madrid