Requisition ID181585-Posted10/15/2026

15+ years in banking QA / test management, 8+ years leading end-to-end testing of core banking and payments implementations

Domain

Payments (SEPA, instant, cards, SWIFT), core banking, digital onboarding

Greenfield

At least one bank launch tested from zero: no legacy baseline, external certification calendars, cut-over into live schemes

Scope

Test strategy and plan, SIT, data testing, end-to-end interface testing, performance/resilience, UAT, certification support, cut-over and hypercare

Seniority

Manager of a 10-25 person test team incl. vendors and offshore

Greenfield digital bank being licensed in Spain (ECB / Banco de España) with a payments-first proposition: instant account opening, SEPA SCT / SCT Inst, Bizum, tokenised cards, cross-border via correspondents. Year 1 launches on sponsor-bank and processor rails; Years 2-3 bring SWIFT, credit, and direct participation in Iberpay / T2 / TIPS.

Location: Madrid (hybrid); travel to Spanish and EU sites as required. Working languages: Spanish (professional) and English (professional). Contract: full-time, 24-36 month programme with permanent conversion possible.

Role summary

Own quality across the whole programme: from the Master Test Strategy through SIT, data and interface testing, scheme and processor certification cycles, UAT with the business, to the cut-over rehearsals and hypercare for a payments-first digital bank in Spain. You know that in payments the calendar is owned by the schemes and the sponsor, that instant payments and card authorisations are 24/7, and that a reconciliation difference is a defect.

Key Responsibilities

Define and own the overall test strategy, test plan and estimates across functional, SIT, integration/interface,



regression, performance, data-migration and UAT phases for Temenos T24/Transact and TPH.

- Lead end-to-end testing for payments – covering SWIFT, clearing, instant payments, direct debits, book transfers, bulk/file payments, inward payments, amendments/cancellations and exception handling.
- Design and grow the test automation framework and regression suite (e.g. Selenium/TestNG, Tosca, UFT, or OFS-injection based) to maximise coverage and reduce release cycle time.
- Drive the shift-left and OFS-injection strategy – reserving UI automation for critical business journeys and moving volume coverage to integration-level testing for stability and scale.
- Adopt AI/GenAI-assisted testing (auto test-case generation, self-healing scripts, test impact analysis) to accelerate delivery and improve coverage, leveraging HCLTech AI-Force / client accelerators.
- Plan and manage test data, test environments and COB (Close of Business) cycles across multi-company, multi-currency payment scenarios.
- Validate payment integration points – message routing/transformation, screening & fraud/sanctions (FCM/AML) integration, accounting entries (FT/PEMINT), and status reporting (e.g. pain.002).
- Govern the defect lifecycle – triage, prioritisation and resolution – using JIRA/Xray, HP ALM/Quality Center, Zephyr or Azure DevOps,



minimising defect leakage into production.
- Publish QA metrics and dashboards (test coverage, execution progress, defect leakage) and provide regular status, risk and issue reporting to the PMO and stakeholders.
- Coordinate testing across interfacing systems – core banking, channels, middleware/ESB, APIs (IRIS/TCIB) and clearing connectivity – aligned to release and change management.
- Manage and mentor onshore/offshore test teams – resourcing, work allocation, coaching and TCoE setup/governance – ensuring productivity and quality standards.

HCLTech | Temenos Business Unit | Confidential

Payments Testing Coverage

The role requires strong command of payments testing within Temenos Payments Hub (TPH) and Transact:

- Payment types – SWIFT (MT & ISO 20022 pacs/pain), SEPA / SEPA Instant, RTGS/TARGET2, ACH, Faster Payments/FedNow, direct debits, book transfers and bulk/file payments (e.g. payroll).
- Payment lifecycle – initiation (channels / POA), validation & business-rule checks, STP flow, supervisor/approval workflows, routing & transformation, clearing & settlement.
- Controls – payment filtering, sanctions/fraud screening integration, negative CSR handling, reversals, restrictions, fees, reservations and value-dating.
- Outputs – status messages and reports, reservation & posting accuracy in Transact, multi-company posting validation and reconciliation.
- Non-functional – performance/volume testing for high-throughput payment processing, plus security and resilience validation.

Skill Requirements

15+ years in software testing, with 6+ years on Temenos (T24/Transact and TPH) and 3+ years in a Test Manager / QA lead capacity.

- Proven exper

📌 Test Manager (Madrid)
🏢 Hcl Technologies
📍 Madrid