Position: Financial Lines Junior Underwriter – Germany & Austria Location: Barcelona

About Tokio Marine :

Tokio Marine HCC (TMHCC) is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, Ireland, and other international locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than forty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Just as we invest in our company, we invest in our employees’ careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding career. Our products allow our customers to take on opportunity with confidence. In turn, our competitive salaries, attractive benefits, and potential for career growth allow you to take on opportunity with confidence.

Description:

As a Financial Lines Junior Underwriter, based in our Barcelona office you will be employed by our legal entity Tokio Marine Europe S.A. Sucursal en España and that trades under the Tokio Marine HCC name.

As such, you will form part of a dynamic team of professionals that focus on developing our regional portfolios. You will directly report to the Financial Lines Manager and, after an initial in-house training, carry out selection, analysis, and pricing of new and renewal policies,



as well as negotiate the insurance terms and conditions with brokers and insureds in order to issue the final contractual documentation. You will be key in helping build profitable relationships with brokers and insureds and your role will fully support and comply with the company’s objectives and standards.

Responsibilities:

Cultivate and maintain broker relationships

Analyse data relating to an account: study financial, regional/national economic trends and industry conditions in the assigned underwriting discipline

Negotiate with brokers

Follow Underwriting guidelines and submit underwriting, pricing and negotiation recommendations to the Financial Lines Manager or to a Referral Committee

Identify and pursue new business opportunities

Manage and grow the book of business

Coordinate and/or participate in special projects

Attend off-site conferences, trade shows, seminars and meetings

Requirements:

- (BA or MA) Degree in Business Administration, Law, Economics or similar
- Native German and fluent English (high level) a must
- Additional languages a plus
- Previous work experience in the insurance industry a plus

Profile:

High capabilities for financial analysis and synthesis

Entrepreneurial with excellent commercial skills

Good negotiation and communication skills

Possess a proactive approach to problem solving, taking ownership

Resourceful, hard worker taking pride in work

Team player

Able to receive and give constructive feedback, peer-to-peer and to higher managements

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📌 Junior Insurance Underwriter (Barcelona)
🏢 Tokio Marine Hcc
📍 Barcelona