Experteer Overview
As Fincrime Expert and DMLRO for Wise Spain, you will shape a robust financial crime program from the ground up. You will lead regulatory alignment, coordinate with cross-functional teams, and oversee reporting to authorities to safeguard Wise's Spanish operations. You will work closely with product, 1LoD, and external bodies to ensure AML/CTF and sanctions controls meet regulatory standards and Wise’s risk appetite. This is a mission-critical role at the heart of a fast-growing European expansion.

Compensaciones / Incentivos
• Deputise for the MLRO and oversee fincrime operations and risk management
• Oversee suspicious activity reporting, including SAR submissions to SEPBLAC
• Maintain local financial crime policy framework aligned with Spanish regulations
• Horizon scan for new financial crime regulations and implement changes
• Provide assurance to 1LoD on financial crime controls




• Advise product and business teams on compliance for new products/features
• Coordinate with Internal Audit and External Expert responses
• Create risk assessment reports for branch self-assessments and new product launches
• Support regulator-facing content and act as liaison to FIU and law enforcement

Responsabilidades
• 7+ years of experience in financial crime compliance (AML/CTF)
• In-depth knowledge of Spanish financial crime regulations and risk management
• Experience designing and challenging processes to balance compliance and practicality
• Strong communication skills with ability to advocate regulatory requirements
• Experience with KYC/CDD, Transaction Monitoring, and SAR processes

Requisitos principales
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📌 Deputy MLRO - Spain (Madrid)
🏢 Wise
📍 Madrid