Staff Data Scientist at Monzo – £165k Fintech Career — Remote

Seniority & Market Positioning:

The Staff Data Scientist title sits above Senior and below Principal/Distinguished in most tech ladders.

At £124,400–£165,000, this is competitive for UK fintech — market benchmarks for Staff DS roles in London typically range £110k–£160k, placing Monzo at or above the 75th percentile, plus performance incentives on top.

Skills You'll Build

End-to-end ownership of business-critical data strategy — rare and highly valued

Causal inference, experimentation design, and decision science at scale

Cross-functional influence and stakeholder management at the VP/Director level

Mentorship and technical leadership — key for Principal/Head of Data trajectories

Career Trajectory

This role is a strong platform for moving into Head of Data Science, Principal DS, or VP of Analytics within 3–5 years.

Monzo's scale (11M+ customers, rapid growth) means high-impact, real-world problems — not toy datasets.

Green Flags

Trust-based versátil hours and part-time options signal a mature, employee-first culture

Strong data infrastructure (centralised data, Looker self-serve) means less time on plumbing

Visa sponsorship and relocation support indicates genuine international hiring commitment

Explicit team matching after interviews reduces role-fit mismatch risk

Watch For

As a Staff IC role at a scale-up, there's inherent ambiguity and cross-team complexity.

The expectation to both lead strategy and remain hands-on with SQL/Python is demanding — ensure you're comfortable operating at both levels simultaneously.

We're on a mission to make money work for everyone.

We're waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers!

We're not about selling products — we want to solve problems and change lives through Monzo.

London or Barcelona | UK Remote | £124,400 – £165,000 + Incentive Awards + Benefits

We're looking for a

Staff Data Scientist excited to help build the bank of the future.

This is a senior individual contributor role for someone who combines deep technical expertise with strong commercial judgement and can apply both to Monzo's most important and complex challenges.

At Monzo, we're building a bank that is fair, transparent and a delight to use.

We're growing extremely fast and have over 11 million customers in the UK.

We've built a product that people love and more than 80% of our growth comes from word of mouth and referrals.

Enable Monzo to Make Better Decisions, Faster

We have a strong culture of data-driven decision making across the whole company.

We're great believers in powerful, real-time analytics and empowerment of the wider business.

All our data lives in one place and is super easy to use.

90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker, which gives data scientists the headspace to focus on more impactful business questions and analyses.

As a Staff Data Scientist, you'll lead efforts on strategically important, business-critical problems.

You'll apply judgement in areas of organisational or technical complexity, steward initiatives end-to-end, and focus your hands-on contribution where it can create the greatest impact.





You'll be a trusted technical partner to senior leaders, raise the bar for Data Science across Monzo, and build capability in others through coaching, reusable approaches and clear standards.

We are excited to be expanding and are hiring across our Data Science teams.

Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth or Core, we are looking for versatile people who can contribute across squads and collectives.

While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role.

Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available.

You'll Play a Key Role By...

Shape and lead the data strategy for a large domain or collective, connecting customer and commercial goals to a clear portfolio of high-impact Data Science work

Identify, frame and lead strategically important problems where the path is ambiguous, dependencies span teams, and decisions involve meaningful customer, commercial, regulatory or operational trade-offs

Partner with senior leaders across product, engineering, ML, design, research, risk and operations, bringing an independent technical perspective that influences strategy and turns it into measurable outcomes

Establish measurement strategies and metric maps that clarify how customer behaviour, product changes and business outcomes connect, enabling teams to test assumptions and make better decisions faster

Set and evolve best practices for experimentation, causal inference, forecasting, optimisation and decision science, choosing methods that are proportionate to the decision and its risks

Remain hands-on where your expertise is most valuable: exploring complex data, designing analyses and experiments, building models or prototypes, and resolving the hardest technical questions

Steward critical data products and initiatives end-to-end, ensuring they are robust, well-governed, clearly documented and adopted by the people who need them

Balance pace and analytical rigour, making pragmatic trade-offs while protecting the quality, reproducibility and interpretability of your work

Raise Data Science standards across Monzo through technical direction, proposals, reviews, reusable methods and thoughtful challenge

Coach and mentor data scientists and analytics engineers, using live projects and wider discipline initiatives to build sustainable capability beyond your own individual output

We'd Love to Hear From You If...

You have an exceptional track record of leading complex, business-critical Data Science work from ambiguous problem framing through to measurable outcomes

You have shaped strategy across a large product or business domain and can influence senior leaders through clear, independent judgement

You bring deep expertise across several Data Science disciplines and can set the technical direction for work involving significant complexity, uncertainty or risk

You repeatedly create clarity across organisational boundaries,



resolve difficult dependencies and turn long-term strategy into decisive action

You communicate complex ideas, assumptions and risks with clarity, and hold a consistently high bar for analytical quality, governance and reproducibility

You remain a highly credible hands-on practitioner with SQL and Python, while raising standards and multiplying the impact of experienced colleagues The Interview Process:

Initial Call

Technical Assessment

Final Interviews

Business Fit / Collaboration

Case Study

Technical Interview

Our average process takes around 2–3 weeks, but we will always work around your availability.

You will have the chance to speak to our recruitment team at various points during your process.

What's in it for You:

£124,400 – £165,000 + Incentive Awards tied to your performance + Benefits

We can help you relocate to the UK or Spain

We can sponsor visas

This role can be based in our London or Barcelona offices, but we're also open to distributed working within the UK (with ad hoc meetings in London)

Flexible working hours — we trust you to work enough hours to do your job well, at times that suit you and your team

Learning budget of £1,000 a year for books, training courses and conferences

And much more — see our full list of benefits

If you prefer to work part-time, we'll make this happen whenever we can — whether this is to help you meet other commitments or strike a great work-life balance.

Equal Opportunities for Everyone

Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo.

At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us.

This is integral to our mission of making money work for everyone.

You can read more in our blog , Diversity and Inclusion Report and Gender Pay Gap Report.

We're an equal opportunity employer.

All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply.

We don't need full or birth names at application stage.

Is this role fully remote or do I need to be in an office?

The role supports distributed working within the UK, with ad hoc meetings in London.

You can also be based in Monzo's London or Barcelona offices — full global remote is not available.

What is the salary range for the Staff Data Scientist role at Monzo?

The base salary ranges from £124,400 to £165,000 per year, plus performance-linked incentive awards and a full benefits package.

Does Monzo sponsor work visas for this position?

Yes, Monzo explicitly offers visa sponsorship and relocation assistance to the UK or Spain for this role.

Which teams could a Staff Data Scientist be placed in at Monzo?

Teams include Borrowing, Growth, Payments, Fincrime, Wealth, and Core.

Team allocation happens after the interview process, with Monzo aiming to match your skills and aspirations.

What does the interview process look like for this role?

The process includes a Recruiter Call, Initial Call, Technical Assessment, and Final Interviews covering Business Fit/Collaboration, a Case Study, and a Technical Interview — typically taking 2–3 weeks in total.

Remote work & career advice that actually works.

📌 Staff Data Scientist At Monzo - Fintech Career (Barcelona)
🏢 Monzo
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