More visibility, more control, and more freedom. Since ****, Revolut has been on a mission to deliver just that. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission.

The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. We're looking for a Credit Manager to oversee credit fraud within our integral finance operations.

Using your knowledge of regulatory risk and compliance standards, you'll come up with strategic initiatives to optimise fraud detection and mitigation that's powered by data-driven analysis, while keeping up with emerging fraud trends. Contributing to product and risk reviews of supply chain/trade finance products, including payables (SCF, trade loan, dynamic discounting) and receivables (RF, invoice discounting, etc.) Continuously improving financial crime policies, procedures, and the structured trade finance playbook Scoping necessary controls and monitoring (updating/fine-tuning) fraud risk models, proposing improvements to existing tools Strategically investigating and ensuring remediation of risk incidents, issues,



and control breaches Engaging with regulatory bodies and internal teams to ensure compliance with financial crime requirements at a global scale Establishing key metrics and dashboards for proactive monitoring of early warning indicators, differentiating between various forms of receivable financing fraud Owning and delivering required updates on credit fraud at various forums and committees 5+ years of experience managing financial crime or credit fraud Hands-on involvement intrade finance product launches and reviews within a commercial bank A good understanding of payables finance (SCF, trade loan, dynamic discounting) and receivables finance (RF, invoice discounting, factoring, PO finance) Proven success implementing fraud controls and metrics for complex business lending scenarios Experience implementing fraud controls and metrics A highly analytical mindset with excellent problem-solving skills Familiarity with AML/KYC control environments and key concepts, such as customer due diligence, screening, ID&V;, risk scoring, and periodic reviews Broad market and product experience across various trade finance jurisdictions A solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent manner Excellent knowledge of SQL and other data analysis tools Building a global financial super app isn't enough. Flexibility to work from home, the office, or abroad A Revolut Metal subscription loaded with perks

📌 Credit Manager (Fraud) (Barcelona)
🏢 Revolut
📍 Barcelona