Key ResponsibilitiesWe are looking for a Credit Risk Officer to:independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where requiredperform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessmentensure transactions are aligned with the firm's risk appetite, lending principles and regulatory requirementsproactively monitor and manage risks within the assigned portfolio, identifying emerging risks and recommending appropriate mitigating actionsprovide independent challenge and risk guidance to stakeholders while maintaining effective and constructive partnershipsJob TypeFull TimeJob Reference #BRCityMadridKey ResponsibilitiesWe are looking for a Credit Risk Officer to:independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where requiredperform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessmentensure transactions are aligned with the firm's risk appetite, lending principles and regulatory requirementsproactively monitor and manage risks within the assigned portfolio,



identifying emerging risks and recommending appropriate mitigating actionsprovide independent challenge and risk guidance to stakeholders while maintaining effective and constructive partnershipscontribute to the ongoing enhancement of credit risk standards, processes and portfolio governanceThe teamYou'll be part of the Global Wealth Management Credit Risk Control team supporting the Spanish market.

As a member of the second line of defence, you'll independently review, approve and monitor credit risks associated with Standard Lombard lending activities, ensuring disciplined risk-taking and effective portfolio oversight.

You will work closely with client advisors, lending specialists and senior risk professionals across the organization.Your Skills And ExperienceBachelor's or Master's degree in Finance, Economics, Business Administration or a related fieldproven experience in credit risk analysis, private banking lending, securities-backed financing or corporate lendingsound knowledge of Lombard lending products, collateral risk management and credit approval processesdemonstrated ability to exercise credit judgment and make risk decisions within delegated authoritystrong analytical, quantitative and problem-solving skills with attention to detailexcellent communication and stakeholder management skills, with the confidence to provide independent challenge where requiredfluent in Spanish and English, both written and spokenAbout UsUBS is a leading and truly general wealth manager and the leading universal

📌 Gwm Credit Risk Officer (Madrid)
🏢 UBS Group
📍 Madrid