Experteer Overview In this role you will underwrite SME financing applications for FX products and trading facilities, shaping risk-aware credit decisions. You will collaborate with cross-functional teams to improve underwriting policies and ensure a profitable lending book. You will drive continuous improvement in risk controls, process efficiency, and customer experience in a fast-growing, inclusive fintech environment.

This is an opportunity to impact Revolut's global lending capabilities while working at scale with data-driven methods. You will contribute to a mission to provide safe, forward-thinking financial solutions for diverse regions. Compensaciones / Incentivos • Underwrite SME financing applications for FX products and trading facilities using financial and transactional data • Balance risk and reward for each application and present or approve decisions within authority • Decision FX trading limits and support credit committee reviews • Improve underwriting policies for FX exposures and contribute to KRIs and portfolio monitoring • Ensure KPIs for underwriting are met (SLAs, approval/decline rates, limit utilisation)



• Identify operational inefficiencies and manage changes across onboarding, limit management, and margining • Optimize risk mitigation while maintaining a positive client experience • Monitor and validate credit decision outcomes and FX exposure movements • Lead preventive/reactive actions for factors affecting portfolio performance and profitability • Ensure first-line credit risk function is properly approved by 2nd/3rd line and regulators Responsabilidades • Expertise in credit risk analysis for FX or treasury products • Bachelor in Engineering (or similar quantitative field) from a top university • Understanding of credit policy governance and 2nd/3rd line of defence • Familiarity with fraud risk controls in underwriting decisions and FX onboarding • Experience launching or improving credit products, FX risk features, or trading products • Track record of delivering results and clear documentation of exposure risks • Strong analytical thinking capable of processing large information sets Requisitos principales •

📌 Underwriter (Fx) (Barcelona)
🏢 Revolut
📍 Barcelona