The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

The Spain Chief Risk Officer (CRO) function is part of the Int’l CRO team, within The Integral Risk & Compliance Organization (GRC).

How will you make an impact in this role?

We are seeking a highly motivated and detail-oriented colleague to be a part of our Spain Chief Risk Officer team in the second line of defense. The successful candidate will be a proactive, analytical, and collaborative individual who can effectively partner with various stakeholders across the organization and lead and develop a team of highly motivated individuals.

Minimum Qualifications:

- 6-8 years of experience in risk management or a similar role;

- Experience as a people leader

- Strong analytical skills and business acumen with a risk-reward control perspective; and the ability to balance commercial objectives with sound risk management.

- Experience in interacting with regulators and familiarity with Spain and Europe’s regulatory landscape and requirements;

- Demonstrated ability to successfully manage multiple priorities under pressure;

- Fluency in English (verbal and written);

- Degree in business, economics, engineering, or a related field; professional certifications such as FRM, CFA, are valued.

Preferred Qualifications:





- Demonstrate experience in risk reporting and risk monitoring

- Design and implementation of second-line testing programmes;

- Assurance and control testing methodologies;

- Integrated assurance frameworks.

Preferred Experience

- Regulatory assurance activities;

- Regulated financial services experience.

People Skills

- Excellent relationship and influencing skills with the ability to build productive relationships across teams and levels of seniority;

- Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;

- Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;

- Ability to communicate oversight findings to colleagues, business partners, and senior leaders;

- Strong verbal and written communication skills.

Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.



From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

📌 Manager Risk Management (Madrid)
🏢 American Express
📍 Madrid