Position & Location

Financial Lines Junior Underwriter – Germany & Austria Location: Barcelona

About Tokio Marine

Tokio Marine HCC (TMHCC) is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, Ireland, and other international locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than forty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. Just as we invest in our company, we invest in our employees’ careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding career. Our products allow our customers to take on opportunity with confidence. In turn, our competitive salaries, attractive benefits, and potential for career growth allow you to take on opportunity with confidence.

Description

Description: As a Financial Lines Junior Underwriter, based in our Barcelona office you will be employed by our legal entity Tokio Marine Europe S.A. Sucursal en España and that trades under the Tokio Marine HCC name. As such, you will form part of a dynamic team of professionals that focus on developing our regional portfolios. You will directly report to the Financial Lines Manager and, after an initial in-house training, carry out selection, analysis, and pricing of new and renewal policies, as well as negotiate the insurance terms and conditions with brokers and insureds in order to issue the final contractual documentation. You will be key in helping build profitable relationships with brokers and insureds and your role will fully support and comply with the company’s objectives and standards.





Responsibilities

- Cultivate and maintain broker relationships
- Analyse data relating to an account: study financial, regional/national economic trends and industry conditions in the assigned underwriting discipline
- Negotiate with brokers
- Follow Underwriting guidelines and submit underwriting, pricing and negotiation recommendations to the Financial Lines Manager or to a Referral Committee
- Identify and pursue new business opportunities
- Manage and grow the book of business
- Coordinate and/or participate in special projects
- Attend off-site conferences, trade shows, seminars and meetings

Requirements

- (BA or MA) Degree in Business Administration, Law, Economics or similar
- Native German and fluent English (high level) a must
- Additional languages a plus
- Previous work experience in the insurance industry a plus

Profile

High capabilities for financial analysis and synthesis Entrepreneurial with excellent commercial skills Good negotiation and communication skills Possess a proactive approach to problem solving, taking ownership Resourceful, hard worker taking pride in work Team player Able to receive and give constructive feedback, peer-to-peer and to higher managements

Additional Information

Your success is our priority. In a world that is rapidly changing, TMHCC enables you to take on opportunities with confidence. At Tokio Marine HCC, we pride ourselves on hiring the smartest, most conscientious people, who want to make a difference no matter their background. And then we give them the support and trust they need. We’re always looking for curious, creative transformative thinkers who want to change the status quo and have a passion for doing the right thing. If this is you, then we want you on our team.

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📌 Junior underwriter - financial lines (Cataluña)
🏢 Tokio Marine HCC – A&H Group
📍 Cataluña