We're not building another finance app. We're building the world's first AI financial assistant, one that actually understands your money and makes you better at it, and we're changing the world's relationship with money in the process. If that excites you more than it scares you, you'll fit right in.
They design experiments, create models that personalise financial insights, deploy fraud detection systems and scale our conversational AI, making sure that what we build genuinely helps people feel better about their money. From shaping product features and building the models that personalise our users' money journeys, to tackling fraud, scaling our systems and giving leaders the insights they need, our data team is at the heart of it all.
We're hiring a Machine Learning Tech Lead to take on technical leadership and ownership of the Payments Intelligence team, managing a team of circa 4 MLEs. This team is responsible for optimising Cleo's payments systems - covering both credit collections and subscription retention - a workstream with a direct impact on the company's financial performance. Deploy machine learning models into production - classifiers, payments recommendation systems, and any other model that can have impact, typically working with tabular data rather than language models




Collaborate with product managers, backend engineers, and analysts, playing an active role in planning and sequencing work for the squad
Work closely with engineers to make sure the right data is collected to build future machine learning models
At least 5 years of experience in data science, ML engineering, or related roles
Ability to write production-quality Python code
Experience deploying machine learning models into production
Benefits vary by country and include meaningful equity, comprehensive health insurance, mental health support, a paid one-month sabbatical after four years, a learning & development platform, pension or retirement contributions, and location-specific leave entitlements.
We can't do that without building a brilliant, genuinely diverse team - and making sure our hiring process gives everyone a fair shot, running a fair and transparent recruitment process in which every candidate is considered on their merits.
We're glad to make reasonable adjustments at any stage of the process. We may use AI-assisted tools during the recruitment process to take support the team in different ways like taking notes or referring back to conversations.

📌 Tech Lead Machine Learning Manager - Payments (España)
🏢 Cleo
📍 España