Key Responsibilities We are looking for a Credit Risk Officer to: independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where required perform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessment Full Time We are looking for a Credit Risk Officer to: independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where required perform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessment contribute to the ongoing enhancement of credit risk standards, processes and portfolio governance You'll be part of the Integral Wealth Management Credit Risk Control team supporting the Spanish market. As a member of the second line of defence, you'll independently review, approve and monitor credit risks associated with Standard Lombard lending activities, ensuring disciplined risk-taking and effective portfolio oversight. You will work closely with client advisors,



lending specialists and senior risk professionals across the organization.

Bachelor's or Master's degree in Finance, Economics, Business Administration or a related field proven experience in credit risk analysis, private banking lending, securities-backed financing or corporate lending sound knowledge of Lombard lending products, collateral risk management and credit approval processes demonstrated ability to exercise credit judgment and make risk decisions within delegated authority fluent in Spanish and English, both written and spoken UBS is a leading and truly global wealth manager and the leading universal bank in Switzerland. We also provide diversified asset management solutions and focused investment banking capabilities. Headquartered in Zurich, Switzerland, UBS is present in more than 50 markets around the globe.

At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We're dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible.

📌 Gwm Credit Risk Officer (Madrid)
🏢 UBS Group
📍 Madrid