We’re looking for a Product Manager to lead Financial Services Ops , the squad that turns compliance, risk, and operational needs into product. Your internal customers are the Compliance, Operations, Risk, and Fraud teams that keep Spendesk’s payment licence running, together with the four Financial Services squads building cards, wallets, and transfers for end customers. Today, those teams pull product and engineering time from across Financial Services.

Your role is to absorb that demand, turn it into one prioritised backlog, and build the tools and workflows that help compliance and operations scale without slowing the rest of Financial Services down. The squad already owns KYC and AML, including company onboarding, representative verification, ongoing transaction monitoring, and the migration of our transaction monitoring system.

The scope is broader than KYC and AML: you will own the internal platform between Spendesk’s regulated entity and the products built on top of it.

Onboarding and KYC: company and representative verification, document collection, and time-to-activation.

AML and monitoring: transaction monitoring, alert handling, and the transaction monitoring system migration.

Operations tooling: back-office tools, case management, and dashboards that replace manual work.

Risk and fraud controls: controls, limits, and the signals Risk and Fraud teams need to act.

Regulatory intake: one entry point and one priority order for regulatory and operational requests across Compliance, Legal, and the Financial Services squads.

Infrastructure vendors: identity verification, monitoring, and BaaS partners across the EU, UK, and US. Define the platform strategy and roadmap so it serves Financial Services business goals and regulatory obligations.



Replace the current competing-P0 model with a single intake and prioritised backlog agreed by Compliance, Operations, and the Financial Services squads.

Lead the transaction monitoring system migration with Engineering and Compliance. Define and instrument metrics that do not exist yet, including time-to-activation, file completeness at KYC entry, cost per manual case, straight-through processing rate, and engineering time spent on internal requests outside your squad. Evaluate and manage identity, monitoring, and infrastructure vendors. 5+ years of Product Management experience, ideally in fintech, payments, banking, or another regulated environment. ~ Experience building products for internal users, such as back-office, operations tooling, platform, or infrastructure products. ~ You do not need to be a lawyer, but PSD2, AML directives, compliance policies, and conversations with an MLRO should be familiar territory. ~ The resilience to work effectively in a changing environment with ambiguity and shifting priorities.

Hands-on experience with KYC, KYB, AML, or transaction monitoring.

Experience leading a vendor migration or infrastructure integration, such as a BaaS, card processor, or monitoring provider integration. Fluency in French or Spanish. By simplifying procurement, payment cards, expense management, invoice processing, and accounting automation, Spendesk gives employees a simpler way to spend and finance leaders the visibility and control they need across company spend, including multi-entity structures.

The company has offices in the United Kingdom, France, Spain, and Germany, and puts community at the heart of its mission. Versátil on-site and remote policy. Great office snacks. We also offer location-specific benefits, including health insurance, wellness allowances, commuter support, meal vouchers, and gym memberships.

As we are an international team, please submit your application and CV in English.

📌 Senior Product Manager - Financial Services Ops (Barcelona)
🏢 Spendesk
📍 Barcelona