About Revolut People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that.

About The Role The Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. What You’ll Be Doing Underwriting SME financing applications for FX products and trading facilities through the analysis of accounts, open banking transactions, business models, and other databases Rationalising the risk/reward balance for each application Decisioning FX trading limits and facilities based on signing authority, or presenting deals to the credit committee for review and approval Improving risk underwriting policies for FX exposures, and contributing to key risk indicators (KRIs) for business credit applications and counterparty exposure monitoring Ensuring KPIs on credit underwriting are met, including individual service level agreements, approval rates, and decline rates, as well as limit utilisation metrics Identifying operational inefficiencies and managing the implementation of big and small-scale changes within the department across onboarding, limit management, and margining processes Optimising risk mitigation while reducing client friction,



ensuring a positive experience for business customers Ensuring continuous monitoring and validation of credit decision outcomes and FX exposure outcomes, including mark-to-market movements and MIS availability Leading the initiative for preventive and reactive actions towards any micro and macro factors impacting portfolio credit performance and profitability Ensuring approval and good rating of first-line credit risk function for FX risk activities from second line, third line, and regulators What You’ll Need Expertise in credit risk analysis for FX or treasury products A bachelor's degree from a top university in an quantitative field, such as engineering, statistics, physics, maths, economics, or management A solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent manner Familiarity with fraud risk management controls and how these apply to business credit underwriting decisions, FX onboarding, and trading limit approvals Experience improving or launching new credit products, FX risk features, or trading products A track record of delivering exceptional results that exceed requirements Experience documenting each application's merits and associated exposure risks in a clear and concise manner A deep-thinking mindset capable of processing a lot of information to make the best decisions Nice to have Knowledge of SQL, R, Python, and/or other data analysis tools An interest in learning new technology to help the business scale A master's degree Building a general financial super app isn't enough.

📌 Underwriter (Fx) (La Mancha)
🏢 Revolut
📍 La Mancha