* Remote within the EU
* €80,000-€110,000 / £80,000-£110,000, depending on location and experience. Most risk PM roles involve looking after a scoring model someone else built years ago. This one doesn't. Our client is a high-growth European fintech expanding beyond its core offering into lending, deposit products, and merchant payments. Every one of those launches depends on answering the same questions quickly and confidently: should we approve this customer, and on what terms? Today, those decisions are spread across multiple systems. They're investing in a single platform that every product team can rely on, and they're looking for a Senior Product Manager to lead the journey. The Opportunity You’ll lead a cross-functional team of engineers, machine learning specialists, and risk experts, owning the decisioning layer end-to-end, from vision and strategy through to execution and adoption.

Key responsibilities
include:
* Designing a shared risk and eligibility platform that enables new products to launch without creating operational bottlenecks.
* Building scalable decisioning capabilities used across multiple products and customer journeys.
* Translating complex regulatory, data, and risk requirements into reusable services, workflows, and APIs.
* Running experiments and measuring the impact of platform improvements on revenue, losses, approval rates, and customer experience.
* Evolving risk intelligence capabilities while maintaining the reliability of existing decisioning systems.
* Influencing senior stakeholders through data, insight, and a clear product vision.
* Partnering closely with Product, Engineering, Data Science, Risk, and Operations teams to drive adoption across the business. Who Will Thrive in This Role
* You’ve owned a decisioning, scoring, risk, credit, underwriting,



or eligibility product end-to-end.
* You’ve been responsible for the roadmap, strategy, rollout, and performance of a product that determines customer outcomes.
* You think in platforms, systems, dependencies, and reusable capabilities rather than standalone features.
* You’re comfortable working with model performance metrics, experimentation, and data-driven decision making.
* You can challenge Engineering, Data Science, and Risk stakeholders with evidence and sound product judgement.
* You’ve operated in a regulated, fast-moving environment and enjoy the complexity that comes with it.
* You’re hands‑on, highly collaborative, and use AI to enhance how you work. Adecuado Experience Experience with one or more of the following would be particularly valuable:
* Decision Engines
* Eligibility Platforms
* Approval Engines
* Customer Screening Solutions
* Identity Verification Products
* Internal Platform Products What Good Looks Like You’ve owned a product where:
* You worked with risk teams to define approval, review, and decline thresholds.
* You were responsible for how decisions were made, not just the underlying models or rules.
* You introduced changes through shadow testing, phased rollouts, and controlled experimentation.
* Other product teams depended on your platform’s outputs to power their own customer experiences.
* Your work had a measurable impact on growth, customer conversion, operational efficiency, and risk outcomes. Why It’s Worth a Conversation This is an opportunity to build a platform with broad organisational impact inside a fast-scaling business. You’ll have significant ownership, strong executive visibility, and the chance to define how risk decisions are made across an expanding suite of products. #J-18808-Ljbffr

📌 Senior Product Manager (España)
🏢 Salt
📍 España