Remote within the EU€80,000-€110,000 / £80,000-£110,000, depending on location and experience.Most risk PM roles involve looking after a scoring model someone else built years ago. This one doesn't.Our client is a high-growth European fintech expanding beyond its core offering into lending, deposit products, and merchant payments. Every one of those launches depends on answering the same questions quickly and confidently: should we approve this customer, and on what terms?Today, those decisions are spread across multiple systems. They're investing in a single platform that every product team can rely on, and they're looking for a Senior Product Manager to lead the journey.The OpportunityYou’ll lead a cross-functional team of engineers, machine learning specialists, and risk experts, owning the decisioning layer end-to-end, from vision and strategy through to execution and adoption.Key responsibilities include:Designing a shared risk and eligibility platform that enables new products to launch without creating operational bottlenecks.Building scalable decisioning capabilities used across multiple products and customer journeys.Translating complex regulatory, data, and risk requirements into reusable services, workflows, and APIs.Running experiments and measuring the impact of platform improvements on revenue, losses, approval rates, and customer experience.Evolving risk intelligence capabilities while maintaining the reliability of existing decisioning systems.Influencing senior stakeholders through data, insight, and a clear product vision.Partnering closely with Product, Engineering, Data Science, Risk, and Operations teams to drive adoption across the business.Who Will Thrive in This RoleYou’ve owned a decisioning, scoring, risk, credit,



underwriting, or eligibility product end-to-end.You’ve been responsible for the roadmap, strategy, rollout, and performance of a product that determines customer outcomes.You think in platforms, systems, dependencies, and reusable capabilities rather than standalone features.You’re comfortable working with model performance metrics, experimentation, and data-driven decision making.You can challenge Engineering, Data Science, and Risk stakeholders with evidence and sound product judgement.You’ve operated in a regulated, fast-moving environment and enjoy the complexity that comes with it.You’re hands‑on, highly collaborative, and use AI to enhance how you work.Idóneo ExperienceExperience with one or more of the following would be particularly valuable:Decision EnginesEligibility PlatformsApproval EnginesCustomer Screening SolutionsIdentity Verification ProductsInternal Platform ProductsWhat Good Looks LikeYou’ve owned a product where:You worked with risk teams to define approval, review, and decline thresholds.You were responsible for how decisions were made, not just the underlying models or rules.You introduced changes through shadow testing, phased rollouts, and controlled experimentation.Other product teams depended on your platform’s outputs to power their own customer experiences.Your work had a measurable impact on growth, customer conversion, operational efficiency, and risk outcomes.Why It’s Worth a ConversationThis is an opportunity to build a platform with broad organisational impact inside a fast-scaling business. You’ll have significant ownership, strong executive visibility, and the chance to define how risk decisions are made across an expanding suite of products.#J-18808-Ljbffr

📌 Senior Product Manager - Risk Intelligence (Madrid)
🏢 Salt
📍 Madrid