Key Responsibilities We are looking for a Credit Risk Officer to:

independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where required
perform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessment
Full Time
We are looking for a Credit Risk Officer to:

independently assess and approve Standard Lombard credit transactions within delegated authority and prepare credit recommendations for higher approval levels where required
perform credit analysis covering client, collateral, concentration, liquidity and transactional risks to ensure a holistic risk assessment
contribute to the ongoing enhancement of credit risk standards, processes and portfolio governance
You’ll be part of the General Wealth Management Credit Risk Control team supporting the Spanish market. As a member of the second line of defence,



you’ll independently review, approve and monitor credit risks associated with Standard Lombard lending activities, ensuring disciplined risk-taking and effective portfolio oversight. You will work closely with client advisors, lending specialists and senior risk professionals across the organization.
Bachelor's or Master's degree in Finance, Economics, Business Administration or a related field
proven experience in credit risk analysis, private banking lending, securities-backed financing or corporate lending
sound knowledge of Lombard lending products, collateral risk management and credit approval processes
demonstrated ability to exercise credit judgment and make risk decisions within delegated authority
fluent in Spanish and English, both written and spoken
UBS is a leading and truly global wealth manager and the leading universal

📌 GWM Credit Risk Officer (Madrid)
🏢 UBS Group
📍 Madrid