About RevolutPeople deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.
As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role
The Credit team at Revolut creates and scales lending features that power general growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region.
We're looking for a Credit Manager to oversee credit fraud within our global finance operations. Using your knowledge of regulatory risk and compliance standards, you'll come up with strategic initiatives to optimise fraud detection and mitigation that's powered by data-driven analysis, while keeping up with emerging fraud trends.
What you'll be doingContributing to product and risk reviews of supply chain/trade finance products, including payables (SCF, trade loan, dynamic discounting) and receivables (RF, invoice discounting,



etc.)Ensuring product-level compliance with group fraud and financial crime policiesContinuously improving financial crime policies, procedures, and the structured trade finance playbookScoping necessary controls and monitoring (updating/fine-tuning) fraud risk models, proposing improvements to existing toolsStrategically investigating and ensuring remediation of risk incidents, issues, and control breachesEngaging cross-functionally to drive the prioritisation of financial crime-related issuesEngaging with regulatory bodies and internal teams to ensure compliance with financial crime requirements at a global scaleEstablishing key metrics and dashboards for proactive monitoring of early warning indicators, differentiating between various forms of receivable financing fraudOwning and delivering required updates on credit fraud at various forums and committeesWhat you'll need5+ years of experience managing financial crime or credit fraudHands-on involvement intrade finance product launches and reviews within a commercial bankA good understanding of payables finance (SCF, trade loan, dynamic discounting) and receivables finance (RF, invoice discounting, factoring,



PO finance)Proven success implementing fraud controls and metrics for complex business lending scenariosFamiliarity with financial crime-related investigative processesExperience implementing fraud controls and metricsA highly analytical mindset with excellent problem-solving skillsCuriosity and a drive to identify and implement improvements to automate wherever possibleFamiliarity with AML/KYC control environments and key concepts, such as customer due diligence, screening, ID&V;, risk scoring, and periodic reviewsNice to haveBroad market and product experience across various trade finance jurisdictionsA solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent mannerExcellent knowledge of SQL and other data analysis toolsA clear and structured communication style, with the ability to explain complex trade concepts simplyCompensation rangeItaly: €44,000
- €65,000 gross annually*Other locations: Compensation will be discussed during the interview process*Final compensation will be determined based on the candidate's qualifications, skills, and previous experienceBuilding a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I; Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.
Get what you need to succeedFinancial benefits that show we value your workFlexibility to work from home, the office, or abroadA Revolut Metal subscription loaded with perksExciting events year-round so you can get to know your team

📌 Credit Manager (Barcelona)
🏢 Revolut
📍 Barcelona