Join our expanding engineering team We're hiring a permanent Senior Backend Engineer to join our Asset Sales group as we scale one of the most important parts of M-KOPA's FinTech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA. The Impact Your code will directly power the systems that put smartphones and e-motorbikes into the hands of Every Day Earners across Africa. We've already helped over 10 million customers access more than $2 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent. The Opportunity Mission-driven engineering: Every service you build helps expand financial inclusion for under-banked populations Integral recognition: Join a company named by the Financial Times as one of Africa's fastest-growing companies for five consecutive years (2022–2026) Scale challenges: Build backend systems serving millions across multiple African markets AI-native from day one: We're actively embracing AI as part of the engineering craft, not bolting it on Fully distributed: Work remotely with diverse teams across UK, Europe, and Africa

What You'll Do
At M-KOPA, you'll build and operate distributed C# and .
NET microservices on Azure, working within an event-driven architecture at significant scale. This is an outcomes-driven role: we care far more about the value you create than where you sit or how many hours you're online. You'll own what you build end-to-end — from idea, through implementation and deployment, into production and iteration. Technical Environment Modern C# stack: Distributed C# and .
NET microservices Cloud & orchestration: Hosted on Azure using Kubernetes Architecture: Event-driven, supporting products used at significant scale Observability: Grafana,



Azure Application Insights, logs, traces, and metrics AI tooling: Claude and other AI tools used throughout the engineering workflow — design exploration, code generation and review, test writing, incident investigation, and technical communication Our Engineering Approach AI-native engineering: We want engineers who tinker — experimenting with new tools, agents, and workflows, and sharing what works Guardrails as we accelerate: Automated tests, SLOs, alerting, observability, and deployment safeguards around everything we ship Own it beyond the pull request: Design for idempotency, retries, out-of-order events, and failure modes, and know how your services behave in production The Campfire Rule: Leave the systems you touch a little better than you found them On-call as feedback, not heroics: Engineers who build our systems also help operate them, using incidents to make the platform more resilient What You Need We're looking for a senior engineer who's curious, autonomous, and highly trusted. You're comfortable owning the entire software stack — including supporting infrastructure — throughout its lifecycle, and you see production data, not just deployment, as the real measure of "done." Required Experience Strong grasp of C# and .
NET development Experience with event-driven systems — We use Azure Service Bus, but would love to hear from you if you have experience with similar messaging technology (Kafka,



RabbitMQ, etc.) Microservices architecture experience, ideally on Azure and Kubernetes Experience using observability tooling (e.g. Grafana, Application Insights) to understand production behaviour Comfort using AI tools as part of a daily engineering workflow (design, code review, testing, incident investigation) DevOps culture mindset, including on-call/production ownership Proven ability to collaborate effectively in distributed teams across time zones Continuous learning mindset and openness to feedback Location & Benefits Fully remote role, collaborating during core GMT

working hours
Benefits package, which includes Bonus, Growth Shares & On-Call Allowance Work with diverse teams distributed across UK, Europe, and Africa Personalised training budget to support your development Home office setup budget Professional development programs and coaching partnerships Family-friendly policies and flexible working arrangements Well-being support and career growth opportunities Our Mission We create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities. Our Impact Connected: 2.5 million first-time smartphone users connected Prosperous: 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agents Green: 2.155 million tonnes of CO₂ avoided since 2010 through clean energy, refurbished devices, and e-mobility Why M-KOPA? At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize w

📌 Senior Backend Engineer (Madrid)
🏢 M-KOPA
📍 Madrid