Experteer Overview

In this role you will underwrite SME financing applications for FX products and trading facilities, shaping risk-aware credit decisions. You will collaborate with cross-functional teams to improve underwriting policies and ensure a profitable lending book.
You will drive continuous improvement in risk controls, process efficiency, and customer experience in a fast-growing, inclusive fintech environment. This is an opportunity to impact Revolut's general lending capabilities while working at scale with data-driven methods.

You will contribute to a mission to provide safe, forward-thinking financial solutions for diverse regions.

Compensaciones / Beneficios

- Underwrite SME financing applications for FX products and trading facilities using financial and transactional data
- Balance risk and reward for each application and present or approve decisions within authority
- Decision FX trading limits and support credit committee reviews
- Improve underwriting policies for FX exposures and contribute to KRIs and portfolio monitoring
- Ensure KPIs for underwriting are met (SLAs, approval/decline rates, limit utilisation)




- Identify operational inefficiencies and manage changes across onboarding, limit management, and margining
- Optimize risk mitigation while maintaining a positive client experience
- Monitor and validate credit decision outcomes and FX exposure movements
- Lead preventive/reactive actions for factors affecting portfolio performance and profitability
- Ensure first-line credit risk function is properly approved by 2nd/3rd line and regulators

Responsabilidades

- Expertise in credit risk analysis for FX or treasury products
- Bachelor in Engineering (or similar quantitative field) from a top university
- Understanding of credit policy governance and 2nd/3rd line of defence
- Familiarity with fraud risk controls in underwriting decisions and FX onboarding
- Experience launching or improving credit products, FX risk features, or trading products
- Track record of delivering results and clear documentation of exposure risks
- Strong analytical thinking capable of processing large information sets

Requisitos principales

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📌 Underwriter (FX) (Barcelona)
🏢 Revolut
📍 Barcelona