Join our expanding engineering teamWe're hiring a permanent Senior Backend Engineer to join our Asset Sales group as we scale one of the most important parts of M-KOPA's FinTech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA.
The ImpactYour code will directly power the systems that put smartphones and e-motorbikes into the hands of Every Day Earners across Africa. We've already helped over 10 million customers access more than $2 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent.
The OpportunityMission-driven engineering: Every service you build helps expand financial inclusion for under-banked populationsGlobal recognition: Join a company named by the Financial Times as one of Africa's fastest-growing companies for five consecutive years (2022–2026)Scale challenges: Build backend systems serving millions across multiple African marketsAI-native from day one: We're actively embracing AI as part of the engineering craft, not bolting it onFully distributed: Work remotely with diverse teams across UK, Europe, and AfricaWhat You'll DoAt M-KOPA, you'll build and operate distributed C# and .
NET microservices on Azure, working within an event-driven architecture at significant scale. This is an outcomes-driven role: we care far more about the value you create than where you sit or how many hours you're online. You'll own what you build end-to-end — from idea, through implementation and deployment, into production and iteration.
Technical EnvironmentModern C# stack: Distributed C# and .
NET microservicesCloud & orchestration: Hosted on Azure using KubernetesArchitecture: Event-driven, supporting products used at significant scaleObservability: Grafana, Azure Application Insights, logs,



traces, and metricsAI tooling: Claude and other AI tools used throughout the engineering workflow — design exploration, code generation and review, test writing, incident investigation, and technical communicationOur Engineering ApproachAI-native engineering: We want engineers who tinker — experimenting with new tools, agents, and workflows, and sharing what worksGuardrails as we accelerate: Automated tests, SLOs, alerting, observability, and deployment safeguards around everything we shipOwn it beyond the pull request: Design for idempotency, retries, out-of-order events, and failure modes, and know how your services behave in productionThe Campfire Rule: Leave the systems you touch a little better than you found themOn-call as feedback, not heroics: Engineers who build our systems also help operate them, using incidents to make the platform more resilientWhat You NeedWe're looking for a senior engineer who's curious, autonomous, and highly trusted. You're comfortable owning the entire software stack — including supporting infrastructure — throughout its lifecycle, and you see production data, not just deployment, as the real measure of "done."Required ExperienceStrong grasp of C# and .
NET developmentExperience with event-driven systems — We use Azure Service Bus, but would love to hear from you if you have experience with similar messaging technology (Kafka, RabbitMQ,



etc.)Microservices architecture experience, ideally on Azure and KubernetesExperience using observability tooling (e.
G. Grafana, Application Insights) to understand production behaviourComfort using AI tools as part of a daily engineering workflow (design, code review, testing, incident investigation)DevOps culture mindset, including on-call/production ownershipProven ability to collaborate effectively in distributed teams across time zonesContinuous learning mindset and openness to feedbackLocation & BenefitsFully remote role, collaborating during core GMT

working hours
Benefits package, which includes Bonus, Growth Shares & On-Call AllowanceWork with diverse teams distributed across UK, Europe, and AfricaPersonalised training budget to support your developmentHome office setup budgetProfessional development programs and coaching partnershipsFamily-friendly policies and adaptable working arrangementsWell-being support and career growth opportunitiesOur MissionWe create financial inclusion for the traditionally excluded through a fair, flexible, customer-centric financing model. We strive to drive greater inclusion of women, youth, and low-income communities.
Our ImpactConnected: 2.5 million first-time smartphone users connectedProsperous: 70% of customers use M-KOPA products for income generation, with 35,000 livelihoods created for agentsGreen: 2.155 million tonnes of CO₂ avoided since 2010 through clean energy, refurbished devices, and e-mobilityWhy M-KOPA?At M-KOPA, we empower our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize well-being, and embrace flexibility.
Join us in shaping the futur

📌 Senior Backend Engineer (Zaragoza)
🏢 M-KOPA
📍 Zaragoza