Role Overview The Accounting Manager will lead the development and oversight of financial accounting, statutory reporting, tax compliance, and regulatory finance processes for VUMI Insurance Europe and related European entities. The role is responsible for maintaining accurate financial records, delivering timely reporting, and supporting compliance with IFRS, Solvency II, Malta, and broader European Union requirements, including insurance premium tax obligations.

VUMI Insurance Europe received its insurance license in early 2026, sold its first policy in April 2026, and completed its first regulatory reporting cycle in Q2 2026. Financial processes are currently supported by an outsourced provider. This hands-on builder role will partner closely with that provider to design robust internal processes and progressively transition reporting activities in-house as operations scale.

Key Responsibilities

- Develop and lead monthly, quarterly, and annual close processes, including insurance technical accounts and supporting schedules.
- Oversee premium recognition, claims reserves, commissions, and deferred acquisition costs.
- Prepare IFRS-based financial statements, group reporting packages, and Solvency II financial information.
- Ensure timely and accurate reporting to VUMI Group finance leadership in Miami.
- Establish processes that protect general ledger integrity, balance sheet substantiation, and account reconciliations.
- Post and review journal entries and perform reporting activities during the build-out phase.
- Develop and coordinate processes for Quantitative Reporting Templates (QRTs), the Solvency and Financial Condition Report (SFCR), the Regular Supervisory Report (RSR), and related disclosures.
- Coordinate the annual audit with external auditors,



the outsourced accounting provider, actuaries, advisors, and regulators, as applicable.
- Support compliance with Malta, European Union insurance, and other relevant regulatory requirements across the European operations.
- Oversee corporate income tax and insurance premium tax (IPT) return processes, as well as VAT, payroll tax, and other required filings.
- Liaise with tax advisors regarding compliance matters, operational requirements, and appropriate tax planning opportunities.
- Develop, document, maintain, and strengthen finance policies, procedures, and internal controls.
- Drive process improvement, standardization, and automation across finance activities, including the planned implementation of an enterprise resource planning system and related reporting tools.
- Build and develop the accounting team as the business grows, establishing cross-training, role coverage, and documentation to support operational resilience.
- Promote a culture of accuracy, accountability, collaboration, and continuous improvement.
- Work closely with actuaries, outsourced providers, tax advisors, auditors, banks, and other professional service providers.
- Develop and support budgeting, forecasting, management reporting, and financial analysis processes.
- Provide financial support to VUMI Europe management and the Spanish service entity, and participate in strategic and operational projects.





Qualifications & Experience
- Bachelor's or master's degree in Accounting, Finance, Economics, or related field.
- Professional accounting certification preferred, such as State Authorized Public Accountant or equivalent.
- 5-8+ years of progressive accounting or finance experience, including team leadership or supervisory responsibility.
- Experience in insurance, financial services, or another regulated industry.
- Knowledge of insurance accounting principles and the relevant tax environment.
- Experience preparing or reviewing IFRS-based reporting.
- Experience working with external auditors, tax advisors, actuaries, and regulatory bodies.
- Experience supporting multi-entity or multinational operations.

Skills & Competencies
- Hands-on execution mindset with the ability to build processes while managing day-to-day accounting activities.
- Strong insurance accounting knowledge and technical judgment.
- High attention to detail, accuracy, and data integrity.
- Ability to manage deadlines, competing priorities, and cross-border requirements.
- Strong analytical, problem-solving, and process-design capabilities.
- Proficiency in Excel and experience working with ERP and financial reporting systems.
- Clear and professional communication with internal and external stakeholders.
- Fluency in English and Spanish, both written and spoken.

Nice to Have
- Experience in multinational or group-reporting environments.
- Exposure to group reporting packages, consolidation, and intercompany processes.
- Experience supporting start-up or scale-up operations and transitioning outsourced activities in-house.
- Knowledge of Malta, Spain, or broader European Union insurance and regulatory environments.

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