ANALYST/ASSOCIATE STRUCTURED RECEIVABLESCountry: EspañaIT STARTS HERESantander () is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. **We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs. ANALYST/ASSOCIATE STRUCTURED RECEIVABLES based out of Boadilla (Madrid)As an Associate, being part of the Global Team, you will be Structuring and Executing structured trade receivables transactions (and other trade
- related assets) globally We need someone like you to help us in different fronts:
* Support on the approval process with the risk department, negotiation of the legal documentation with all the different stakeholders and communication with brokers and insurance companies.
* New product development in a fast path-work environment within our trade receivables franchise.
* Support on strategic projects within the investment franchise by managing dialogue with Private Equity firms, including full ownership on the origination, structuring and execution of the underlying transactions. Professional Experience* Experience (3 years+) in trade receivables portfolio analysis, experience in the insurance industry,



credit underwriting and a solid understanding of trade credit insurance policies desirable, including documented track record of structuring these transactions from an investment banking background. (Required)Education* Economics, Finance, Engineering, Mathematics or other related degrees (Required)Languages* Languages: Spanish, English. (Required)
* Knowledge of a third language will be positively valued (Preferred)Hard Skills* Knowledge of trade receivables products, IFRS/US GAAP accounting treatment, insurance market, securitization documentation.
* Strong analytical and financial modeling skills (including cash flow modeling and data analysis) and excellentknowledge of applicable regulatory framework will be valued. We're enable our teams to go beyond*
* through global opportunities and broad career paths.
* Enjoy a hybrid working models—some days remote, some days onsite with your team—along with versátil hours.
* Access hundreds of courses on our platforms, including exclusive access to our global learning space: Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
* Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
* Through Be Healthy, our global wellness programme, we promote **Holistic wellbeing. **
* That's why

we offer
childcare support and family-friendly programmes tailored to each life stage.
* Get access to Santander Contigo**, our program for employees and their families offering legal, emotional, and administrative advisory services.
* Extra benefits. LOCAL COMPLIANCE**Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation.

📌 Senior Analyst, Structured Receivables (España)
🏢 Banco Santander
📍 España