Company Description Shape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects. Join a diverse, talented team where collaboration drives success and every voice is valued. Ready to make a difference? Explore our open positions and join us in transforming business banking.

Job Description
The Senior Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe. Primary Responsibilities After sourcing of a deal opportunity by Origination team, the Credit team shall:
• Analyse, prepare and present credit cases to the Credit team and to the Credit Committee;
• Support and interact with the Credit and Sales teams in the analysis of new deal opportunities;
• Take an active role and participate in negotiations and in borrower relationships;
• Review loan documentation together with the legal team;
• Draft term sheets and engagement letters;




• Anticipate any credit deterioration through active monitoring of borrowers using digital technology;
• Participate in the portfolio and borrower companies monitoring. Qualifications
• Degree in Finance, Economics or Business Administration;
• Minimum 8
- 10 years of experience in a similar role at a bank or private debt fund;
• Knowledge of loan products and/or bonds and Dutch law;
• Strong analytical and writing skills;
• Excellent numerical and financial modelling skills;
• Good communication skills;
• Fluent in Spanish and English (knowledge of an additional language would be an asset);
• Result-driven;
• Able to adapt quickly in a fast-moving environment. Additional Information RiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.

📌 Senior Credit Risk Analyst (Madrid)
🏢 RIVERBANK
📍 Madrid