Roles & Responsibilities

Underwriting

- Underwrite profitable business in accordance with business plans.
- Fully understand the risk & seek further clarity as required.
- Adhere to all Starr underwriting standards as outlined in the Underwriting Manual.
- Obtain sign-off for all business that is in excess of agreed authority levels or where any factor falls below rating guidelines.
- Adhere to rating tools and guidelines.
- Ensure that underwriting documentation, both paper and electronic, is accurate, complete, up-to-date and meet Starr's standards.
- Ensure that the policy wordings & clauses are slip referenced and agreed.
- Ensure that all accounts are contract certain at the time of binding.

Submission Management and Binding

- Ensure all bound, quoted, working and declined risks are logged as per guidelines.
- Follow up on outstanding quotes with the relevant broker
- Develop broker & client relationships to optimize opportunities to lead business, arranging or attending regular meetings, presentations and events.
- Ensure that the file is complete and contains all relevant documents.
- Obtain any outstanding items from the broker or underwriter in readiness for Peer Review.
- Ensure signings are accurate and are consistent with written confirmations.
- Liaise with brokers to follow up on outstanding renewals.
- Ensure schedule data & quotations accurately into the system.
- Ensure the Underwriting Notes are complete.
- Conduct Quality Assurance (QA) within 2 working days of binding or inception (whichever is the earliest) to check the accuracy of underwriting data entered on the system, ensuring the risk is contract certain.




- If Pre-binding Peer Review is not done, a Post-Peer Reviews within 5 working days from QA must be made in order to ensure the underwriting rationale, terms and conditions, pricing against Starr guidelines and the completeness of files.
- Reconcile and report all premiums due versus received in order to manage credit control.

Plan and Develop

- Together with the Regional Manager contribute to the Starr Spain strategy within Continental Europe, but specifically Iberia.
- Develop, produce and stablish local wordings with the assistant of UW team in UK and Continental Europe aligned to local market characteristics.
- With the supervision of the CUO produce a clear, coherent underwriting strategy.
- Monitor premiums versus budget to ensure alignment with the business plan.
- Ensure that portfolio performance satisfies Starr's Underwriting Business Plan.
- Oversee that business retained within the portfolio continues to provides commercial advantage.
- Develop broker and client relationships to optimise opportunities to lead business, arranging or attending regular meetings, presentations and events.
- Explore client and company knowledge to identify and optimise cross-selling opportunities.
- Seek to grow market share by increasing awareness of technical expertise with outside parties.




- Review Internal Audits and Expert Review Reports to identify and implement improvements.
- Support the RM and CUO in producing a Casualty business strategy for approval by the Active Underwriter and the Board.
- Together with the RM and CUO, ensure adequate resource and capability to deliver the business plan and strategic objectives.

Portfolio Management

- Manage aggregations / accumulations of joint venture interests.
- Identify future areas of business opportunity.
- Provide raw data to the RM and CUO to inform the reinsurance strategy.
- Conduct/attend appropriate marketing meetings/presentations with reinsurers.
- Contribute to market groups and committees to strengthen the Starr brand and reputation.
- Monitor reinsurance coverage against the business plan, in association with the CUO.
- Delegate tasks for development purposes and provide appropriate support and supervision.
- Assist in the preparation of Realistic Disaster Scenarios (RDS) returns to determine effectiveness of reinsurance coverage against business.
- Review Internal Audits and Expert Review Reports to identify and implement improvements.

People Management

- Determine appropriate levels of underwriting authority for each Underwriter
- Select and recruit appropriate people in conjunction with the CUO and Human Resources.
- Produce a comprehensive Onboarding Plan for all newly appointed/promoted/seconded team members.
- Identify team and individual training needs.
- Work with team members and Human Resources to agree and implement development plans.
- Adhere to Comp

📌 Financial Lines Manager (España)
🏢 Starr Europe Insurance
📍 España