The role: Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions. The role: Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions. We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up. This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform.

Key Responsibilities
* Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.
* Analyse companies' financial statements, cash flows,



liquidity position and repayment capacity.
* Determine appropriate lending amounts, terms, covenants, security, and other risk protections.
* Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.
* Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.
* Support the development and scaling of the new credit business.

Requirements:
* 10+ years of relevant credit experience.
* Strong experience in credit underwriting and structuring, rather than purely credit analysis.
* Previous experience with fintech & payments is mandatory.
* Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.
* Experience establishing or developing credit policies, processes, or risk frameworks.
* Crypto, digital assets, or stablecoin experience is a plus, but not required.

📌 Credit Lead (Ceuta)
🏢 Tether.io
📍 Ceuta