CIB Asset Backed Securities, Analyst Country: Santander is a integral leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. Santander is a global leader in financial services, committed to helping people and businesses prosper. We believe our employees are our greatest asset and foster a culture that supports continuous learning, professional development, collaboration, and innovation. The Asset Backed Securities (ABS) Analyst will be a key member of the Securitized Product Group (SPG) team, supporting the origination, structuring, and execution of asset-backed financing and capital markets transactions across a broad range of securitized product sectors, including consumer and commercial ABS, and esoteric asset classes. The successful candidate will combine strong analytical capabilities with transaction execution experience and an understanding of structured finance markets. Analyze collateral performance data, historical asset performance, collateral tapes, and comparable transactions Build and maintain financial models to project cash flows, evaluate transaction structures, and perform scenario and sensitivity analyses Develop and maintain knowledge of rating agency methodologies, credit considerations,



and market developments across securitized products sectors Support the execution of securitization and structured finance transactions from origination through closing Coordinate with external stakeholders, including rating agencies, investors, accounting firms, trustees, and legal counsel Partner with internal teams, including Risk, Syndicate, Legal, Compliance, and Operations Review transaction documentation, including credit agreements, offering memoranda, indentures, and related legal documents Prepare internal credit memoranda, client presentations, marketing materials, and pitch books Bachelor's degree in Finance, Economics, Business, Mathematics, or a related quantitative discipline Minimum of 1 years of experience in securitized products, structured finance, asset-backed securities, or related capital markets disciplines Experience supporting the execution of ABS or other structured finance transactions preferred Skills & Competencies Strong financial modeling and analytical skills, with experience evaluating structured finance transactions Experience analyzing asset-backed collateral performance and credit fundamentals Proficiency with Excel and structured finance analytical tools, including Intex and CAS Strong understanding of securitization structures, cash flow mechanics, and capital markets execution Applicants must be legally authorized to work in the United States on a full‐time basis without requiring employer sponsorship to commence employment. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

📌 Cib Asset Backed Securities, Analyst (La Mancha)
🏢 Santander
📍 La Mancha