Our partner is looking for a Head of Risk based in Spain.
As Head of Risk, you will lead the development of a proactive, business-oriented risk management function within a growing international fintech operating across cryptocurrency and traditional payments. Reporting directly to the CEO, you will join the leadership team and play a pivotal role in shaping risk strategy, strengthening governance, and supporting sustainable business growth. You will oversee enterprise, operational, financial, and regulatory risk across consumer products and B2B infrastructure services. Working closely with commercial, product, finance, and compliance teams, you will ensure that risk considerations inform strategic decisions from the earliest stages. You will help balance innovation, regulatory compliance, and operational resilience in a fast?bureaucracy environment where your decisions have a direct impact on the business.
Regulatory and ICT Risk: Lead the implementation of Digital Operational Resilience Act (DORA) requirements, including ICT risk management, incident classification and reporting, third-party ICT risk assessments, and maintenance of the Register of Information.
Establish operational risk, capital adequacy, liquidity, and safeguarding frameworks to support new electronic money institution authorizations across European and UK jurisdictions.
B2B Partner and Counterparty Risk: Design risk-based onboarding and monitoring frameworks for business partners, assess material partnerships, establish risk approval processes,



and manage concentration risk across counterparties.
Financial and Market Risk: Partner with Finance to monitor cryptocurrency price exposure, settlement and liquidity risks, counterparty exposure to liquidity providers and banking partners, and capital adequacy.
Operational Resilience: Oversee business continuity planning, disaster recovery, vendor risk management, and major incident reporting to strengthen business resilience and ensure operational preparedness.
Product and Market Risk: Conduct risk assessments for new products, services, and market expansions, integrating risk reviews into product development and launch decisions from the earliest stages.
Chair the risk committee, promote accountability for risk ownership across business units, and build a scalable risk management function that supports commercial objectives without creating unnecessary operational barriers.
Transform existing risk registers, governance documentation, and control frameworks into a practical, decision?oriented risk function that identifies emerging threats and provides actionable recommendations to senior leadership.
RequirementsProfessional

Experience:
8–10+ years of experience in risk management within financial services or fintech, including at least 3–4 years in a senior risk leadership position, such as Head of Risk, VP of Risk, or an equivalent role with comparable accountability and decision?Regulated Financial Services Expertise: Direct experience working within a regulated fintech,

📌 Risk Manager (España)
🏢 Jobgether
📍 España