BarcelonaFinance, Legal, Risk & Compliance, People & Strat – Risk & Compliance /Full-time /HybridOur mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. Our cultureputs customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here). Founded in ***
* byAlexandre and Steve, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; Join us as an Anti-Financial Crime Analyst (DE) in our Belgrade office to investigate and report suspicious activities, ensuring Qonto's compliance with German AML/CFT regulations. You'll join our Anti-Financial Crime team and work closely with Ludmila Moroniewicz, our Lead Anti-Financial Crime Germany & CDD, to protect our growing German client base from financial crime risks. ? Perform enhanced investigations on suspicious client activities and issue Suspicious Transaction Reports (STR) to the German FIU when necessary.
Ensure reporting quality: Investigate cases escalated by the transaction monitoring team, assess risk, and recommend next steps.
Contribute to improving investigation processes and documentation standards as Qonto's German operations scale. ? What we're looking forAML/Financial Crime

experience:
You have first experience in AML, Financial Crime,



or Compliance — ideally in fintech or banking. Quality and throughput: You deliver high-quality work while managing multiple cases in parallel — you know how to prioritise without cutting corners.
German proficiency: Native or C1 German is required for this role. Fluent English as well. ? You'll handle STRs, enhanced due diligence, and escalation reviews — not back-office monitoring. Qonto's German AFC processes were built from scratch. Belgrade office: Join a multicultural team in our Belgrade hub, working on German-market cases with direct exposure to European AML regulation. ? Your future managerYour manager will be Ludmila Moroniewicz, our Lead Anti-Financial Crime Germany & CDD.9 years in Money Laundering prevention in fintech — from KYC/KYB roles to AFC Lead, reporting directly to the MLRO of Qonto's German branch. She contributed to launching Qonto's operations in Germany and built the Financial Crime processes for the German market from scratch. Her General CDD Expert role gave her an overview of KYC/KYB processes across all Qonto markets.
She knows the German regulatory landscape inside out and gives her team the autonomy to own their Qonto, we understand that true diversity isn't just about ticking boxes on a hiring checklist. By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. If you would like more information about how your data is processed, please contact us.

📌 Anti-Financial Crime Analyst (España)
🏢 Qonto
📍 España