Ebury helps ambitious businesses unlock global growth, and we take the same approach with our people. We encourage innovation and movement, collaboration and problem-solving, and foster an environment where everyone can feel they belong, are valued, supported and empowered to succeed. Senior Audit Manager – Treasury, FX, Payments & Financial Controls

Ebury Madrid Office - Hybrid: 4 days in the office, 1 day working from home per week

Role Overview

The Senior

Audit Manager – Treasury, FX, Payments & Financial Controls

is responsible for leading independent end-to-end reviews of the Group's Treasury function, evaluating liquidity and funding risks, market risk (FX and interest rate), counterparty credit risk, operational trading and payment workflows, client fund safeguarding, internal control systems for financial and regulatory reporting, and regulatory capital compliance. Trade Lifecycle Controls

Comprehensive understanding of trade capture, matching, confirmation, settlement workflows, and lifecycle control mechanisms. Customer Payments & Collection Operations

Advanced domain knowledge of client pay & collect operations, cross-border payment rails (SWIFT, SEPA, ACH), payment engines, and collection clearing workflows. Internal Control Systems (ICFR) & Regulatory Reporting

Expertise in auditing Internal Control Systems over Financial Reporting (ICFR / SCIIF) and ensuring accuracy, completeness, and governance of statutory and regulatory reporting returns. Treasury & Payment Management Systems

Hands-on familiarity and audit capability across enterprise Treasury Management Systems (TMS) and Core Payment Platforms such as Quantum, NetSuite, SmartTrade, and 360T. Regulatory Compliance Standards

Strong knowledge of integral regulatory frameworks, client fund segregation, PSD2/PSD3 compliance, and safeguarding compliance across international environments. Job Purpose

The

Senior Audit Manager – Treasury, FX, Payments & Financial Controls

plays a pivotal role in providing assurance on the integrity and compliance of the organization’s control framework. Reporting to the Group Head of Internal Audit, he primary mission is to evaluate the adequacy, efficiency, and compliance of the internal control framework across financial and treasury activities, payment operations on behalf of customers, financial and regulatory reporting systems, and capital adequacy governance. The role involves managing end-to-end audit lifecycles, evaluating risks, conducting root-cause analysis on control gaps, and ensuring robust follow-up of managerial remediation commitments. Key Responsibilities

Audit Execution,



Trading & Payment Operations Lead risk-based audit engagements evaluating trade processing and operational controls across client vs. Assess operational risk controls surrounding trade amendments, including rolls, sell-backs, anticipations, and trade cancellation workflows. Audit end-to-end payment operations executed on behalf of customers, including pay & collect mechanisms, incoming collection matching, outbound payout execution, SEPA/SWIFT routing, and clearing reconciliations. Audit the end-to-end reconciliation ecosystem across Treasury Management Systems (TMS), back-office systems, payment engines, and core accounting ledgers—specifically ensuring data integrity between systems such as Quantum, NetSuite, SmartTrade, 360T, and proprietary engines. Audit the design and operational effectiveness of the Internal Control System over Financial Information (ICFR / SCIIF) across key financial processes and ledger postings. Review regulatory reporting control frameworks to ensure the accuracy, completeness, and timeliness of statutory returns, central bank reporting, and prudential disclosures. Evaluate end-to-end data lineage, automated mapping controls, and manual journal entry governance feeding financial statements and regulatory returns. Audit Asset and Liability Management (ALM) frameworks, including liquidity models, interest-rate risk controls, and balance sheet/P&L; accounting for FX derivatives. Audit capital requirements frameworks, evaluating regulatory capital adequacy calculations (CET1, Tier 1, Leverage Ratio, Risk-Weighted Assets), capital buffer compliance, and ICAAP stress-testing methodologies. Test valuation controls, market-to-market (MtM) pricing models, and monthly closing balance reconciliations substantiating safeguarding calculations. Assess control alignment with Second Line of Defence (2LoD) Risk and Control Self-Assessments (RCSAs), Business Impact Analyses (BIA), and business continuity plans. Evaluate Treasury, Payment, and Finance participation and reporting in governance bodies, including the Asset and Liability Committee (ALCO), Risk Management Oversight (RMO), Audit Committee, and Treasury Risk Committee. Audit system access governance, configuration management, segregation of duties (SoD), and automation frameworks within critical technology infrastructure (e.g., Quantum, 360T, SmartTrade, Core Banking & Payment Systems). Coordinate walkthroughs, track internal/external audit remediation actions to completion,



and present clear audit findings to senior executive stakeholders. Draft clear, concise, and impact-oriented internal audit reports containing prioritized findings and actionable recommendations. Support the Head of Internal Audit in preparing quarterly Audit Committee presentations, regulatory reporting packs, and board-level dashboards. 5+ years

of professional experience in Internal/External Audit, Operational Risk, or Treasury Risk within financial services, fintech, payment institutions, or global banking environments. ~ Hands-on audit exposure to FX trading desks, treasury middle/back-office operations, customer payment operations (pay & collect), or liquidity management functions. ~ Direct audit experience evaluating Internal Control Systems over Financial Reporting (ICFR) and prudential capital requirement frameworks (ICAAP, CRR/CRD). ~ Demonstrated experience evaluating complex automated reconciliations, multi-system data flows, and payment engine architectures.

Bachelor’s or Master’s degree

in Finance, Accounting, Economics, or a related quantitative field. Certified Internal Auditor (CIA) Association of Chartered Certified Accountants (ACCA) / CPA / ACA Chartered Financial Analyst (CFA) or Financial Risk Manager (FRM) Treasury / Risk / Audit Certifications (e.g., Exceptional verbal and written communication skills, with proven ability to present clear audit findings to executive committees (e.g., ALCO, Audit Committee). Change leadership mindset, capable of auditing automated workflows, data analytics, and emerging AI adoption in treasury and payment ops. Fluency in English (written and spoken) is required; Competitive Starting Salary

with an

annual discretionary bonus

that truly rewards your performance from day one. Access competitive benefits tailored to your location, which typically include health care and social benefits. Central Office: About us

Ebury delivers sophisticated, integrated solutions — business accounts, hedging, and financing — on a single platform with a seamless workflow. Since its founding in 2009, Ebury has always been a fast-growing leader in fintech. At the heart of our offering is a proprietary platform, purpose-built to help businesses seamlessly streamline and manage global cash flow. We focus on continuous product evolution and innovation to build the infrastructure for borderless growth and help our clients scale at every stage. The opportunities at Ebury are as diverse as our people, ranging from business development to engineering roles across our tech pillars. We stand against discrimination in all forms and are against the intolerance of differences that makes us a modern and successful organisation.

📌 Senior Internal Audit Manager - Treasury, FX, Payments & Financial Controls (Madrid)
🏢 Ebury
📍 Madrid