At ING we are looking for Business Lead for Cards Growth & Partnerships
We are looking for a talented and enthusiastic Business Lead to lead our Cards Growth & Partnerships team within the Payments Tribe in Spain. The team's mission is to turn Cards into a sustainable growth and income engine for ING Spain, driving customer acquisition, activation, usage and engagement, developing distinctive propositions and building strategic partnerships. We work end-to-end, customer-focused and data-driven, bringing together Business, Tech, Ops and other key stakeholders to deliver measurable customer and business outcomes.
Your key responsibilities:
- Own the Cards growth strategy, commercial performance and roadmap.
- Drive acquisition, activation, usage, engagement and retention across debit and credit cards.
- Lead the development of distinctive Cards propositions and new growth opportunities.
- Build and manage strategic partnerships with schemes, processors, wallets, merchants and fintechs.
- Drive a data-led commercial approach, managing funnels, customer value and Cards economics.




- Prioritise the Cards growth portfolio and make customer, commercial and capacity trade-offs.
- Lead multidisciplinary teams and influence senior stakeholders across ING and external partners.
- Ensure strong risk management, execution and benefits realisation.
- Contribute to the overall Payments strategy, scorecard and One Payments ambition.

What are we looking for?
Want to know if this job is made for you? These are some of the qualities that we value the most for this role.
- Significant senior Cards or Payments product/commercial leadership experience.
- Strong commercial and P&L; mindset, with solid knowledge of Cards economics.
- Experience developing customer propositions and strategic partnerships.
- Strong strategic, analytical and data-driven approach.
- Excellent negotiation and senior stakeholder management skills.
- Proven ability to lead and inspire multidisciplinary teams.
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📌 Business Lead for Cards Growth (Madrid)
🏢 Ing
📍 Madrid