Mission:
Ensure the management of financial flows. Treasury Management. Manage risks in terms of interest rate, banking counterparts, liquidity and solvency. Optimize cost of funding. Diversification of funding sources.

Main Functions and Tasks:

Treasury management. Planning, forecasting, controlling and reporting.

Ensure controls in relation with ALM, funding and solvency in relation with Basel III (LCR, NSFR,…)

Assess and monitor risks in terms of interest rate (including derivatives management), liquidity and solvency, and elaborate reportings and forecast to shareholders and to the Bank of Spain

Identify funding needs and manage funding diversification (securitization, external funding, deposits,…)

Bank Relations Management: Negotiate and manage funding contracts and funded outstanding of the Bank. Manage relationship with banks

Calculate and update funding rates of various consumer credit products

Ensure a follow-up of cost of funding

Support transversal projects impacting ALM, solvency and funding





Contribution to the monitoring of methodological and regulatory changes.

Requirements:

University degree in a finance-related area such as Business Administration, Economics or a quantitative discipline, e.g. Math/Statistics/Engineering with master´s degree in finance, financial risk, capital markets or similar will be a plus. CFA,FRM,BTRM,PRM or similar certification completed or at least in process will be an asset.

Minimum 3 years in balance sheet management similar role or position.

Fluent English (written and spoken)

French & Portuguese level is a plus

Other requirements:

~ Microsoft Office (Expert level in Excel), VBA

Skills Profile:

Excellent interpersonal skills

High working capability and resistance to stress

High analytical skills, Critical thinking and detail- oriented

Team spirit

Dynamism, proactivity and a strong spirit of initiative

Strong sense of responsibility, organization, rigor and quality of work

Ability to work in a chan

📌 Treasury Analyst Junior (Madrid)
🏢 Sofinco España
📍 Madrid