Head of Borrow and Credit Line ProductResponsibilities * Own the business performance of the Borrow and Credit Line products, including achieving revenue, profitability, and other target KPIs. * Develop and execute the operational strategy for lending products in alignment with the company's business objectives. * Design and adjust credit policies, including LTV parameters, liquidation thresholds, borrowing limits, and collateral requirements. * Monitor the achievement of financial targets in collaboration with Commercial, Finance, and Product teams. * Define and prioritize the product roadmap for the lending direction. * Launch new lending products, credit programs, and collateral models. * Oversee the efficiency of loan issuance processes, collateral management, liquidations, and debt management activities. * Ensure effective monitoring systems for key business, financial, and risk metrics across the lending portfolio. * Represent the Borrow and Credit Line business at the executive level, providing justification for investments, strategic changes, and growth initiatives.



* Develop and align business cases, budgets, and resource requirements for the lending function. * Initiate and supervise initiatives aimed at improving capital efficiency and liquidity utilization within lending products. * Ensure business readiness for market risk scenarios, periods of high volatility, and crisis events. Qualifications * At least 7 years of experience managing financial, lending, or investment products, including a minimum of 3 years in leadership positions. * Strong understanding of liquidity cost management, capital allocation, and lending portfolio profitability. * Deep knowledge of cryptocurrency products, lending products, and digital asset markets. * Solid understanding of collateral management, liquidation mechanisms, margin requirements, and credit limit frameworks. * Strong analytical skills with the ability to make data-driven and financially sound decisions. * Proven

📌 Head of Borrow and Credit Line (Marbella)
🏢 WhiteBIT Group
📍 Marbella