Our partner is looking for a Head of Risk based in Spain. As Head of Risk, you will lead the development of a proactive, business-oriented risk management function within a growing international fintech operating across cryptocurrency and traditional payments. Reporting directly to the CEO, you will join the leadership team and play a pivotal role in shaping risk strategy, strengthening governance, and supporting sustainable business growth. You will oversee enterprise, operational, financial, and regulatory risk across consumer products and B2B infrastructure services. Working closely with commercial, product, finance, and compliance teams, you will ensure that risk considerations inform strategic decisions from the earliest stages. You will help balance innovation, regulatory compliance, and operational resilience in a fast-paced, low-bureaucracy environment where your decisions have a direct impact on the business. Regulatory and ICT Risk: Lead the implementation of Digital Operational Resilience Act (DORA) requirements, including ICT risk management,



incident classification and reporting, third-party ICT risk assessments, and maintenance of the Register of Information. - Establish operational risk, capital adequacy, liquidity, and safeguarding frameworks to support new electronic money institution authorizations across European and UK jurisdictions. - B2B Partner and Counterparty Risk: Design risk-based onboarding and monitoring frameworks for business partners, assess material partnerships, establish risk approval processes, and manage concentration risk across counterparties. - Financial and Market Risk: Partner with Finance to monitor cryptocurrency price exposure, settlement and liquidity risks, counterparty exposure to liquidity providers and banking partners, and capital adequacy. - Operational Resilience: Oversee business continuity planning, disaster recovery, vendor risk management, and major incident reporting to strengthen business resilience and ensu

📌 Head of Business Performance and Risk (España)
🏢 Jobgether
📍 España