About the opportunityWe are seeking an experienced Lead Technical Product Manager for our Machine Learning Platform within the Intelligent Operations Platforms segment. In this role, you will define the long term vision, platform architecture, and execution strategy for core Machine Learning infrastructure across N26. Our ML Platforms team serves as the central nervous system for real-time, data-driven decisioning.

In this role, you willDrive the Core ML Platform Vision: Define and execute the multi-year roadmap for the central Machine Learning platform, ensuring alignment with broader engineering architecture and executive business goals.Lead High-Volume ML Portfolios: Oversee complex predictive ML capabilities supporting high-throughput banking systems, focusing on real-time transaction monitoring, automated credit risk scoring, and operational workflow decisioning.Establish Model Evaluation and Governance: Define robust offline and online model evaluation frameworks, shadow deployment mechanics such as champion and challenger testing, and real-time monitoring for model drift, inference latency, and data quality degradation.Bridge Technical Leadership and Compliance: Partner closely with Principal Data Scientists, ML Engineers, Security, and Legal stakeholders to ensure models meet strict European banking governance, explainability, and auditability standards.What you need to be successfulBackground & Experience7+ years of Product Management experience in a technology-driven environment, with at least 4 years deeply focused on building, scaling,



and managing core Machine Learning platform capabilities or data infrastructure.This must be paired with architectural mastery of modern MLOps pipelines such as Kafka event streams, feature stores, vector databases, and automated retraining.Analytical and Evaluation Rigor: Highly proficient in defining model performance metrics like precision, recall, ROC-AUC, and F1-score, with a clear ability to translate them into business ROI such as reduced false-positive fraud blocks or manual review cost savings.Financial Governance and Compliance: Deep understanding of regulatory constraints around automated financial decisioning, model transparency, data privacy under GDPR, and audit trails in regulated environments.Uncompromising Quality Standard: High bar for system resilience, monitoring, and fail-safe mechanisms, recognizing that core banking engines demand 99.99% reliability.What’s in it for youAccelerate your career growth by leading core infrastructure at one of Europe’s premier digital banks.Employee benefits including a competitive personal development budget, work from home budget, fitness & wellness discounts, and public transportation subsidies.A relocation package with visa support for those who need it.Who we areN26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the general banking platform the world loves to use.We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages.

📌 Lead Technical Product Manager — Machine Learning Platform (Barcelona)
🏢 N26
📍 Barcelona