Would you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society?
At Ethikos, we are looking for a Credit Rating Analyst , bilingual in French , for the first European Rating Agency specialised in SMEs, based in Madrid.

What tasks will you perform on a day-to-day basis?
- Credit risk assessment of SMEs, providing creditworthiness recommendations.
- Analysis of financial statements, qualitative information and understanding of credit assessment tools.
- Writing risk assessment reports, synthesising critical factors that support the overall recommendation and establish predictive High Quality models.
- Contribute to proactively improve internal credit assessment tools.
- Have high decision making and qualitative credit risk information gathering and assessment skills in the SME field.
- Plan and organise the workload of the teams to ensure the achievement of the set objectives.

What is essential for this role?
- Proficiency in advanced French (to be tested).




- 5 to 8 years of experience in SME credit risk analysis, either in the risk department or as SME commercial management manager, preferably in banking or credit insurers.
- Technical financial knowledge and knowledge of current European regulations.
- Ability and agility to recognise and gather valid market information.
- Degree in Economics and Finance.
- CFA (Chartered Financial Analyst), CAIA (Chartered Alternative Investment Analyst), CIIA (Certified International Investment Analyst) certifications will be a plus.

What does the company offer?
- Being part of an innovative project at European level with a wide range of development opportunities.
- Being part of a company with a B-Corp seal focused on the financial inclusion of small companies.
- Stable project with salary according to experience and development plan.

If you are interested in adding your value, please contact us

📌 Credit Rating Analyst (Madrid)
🏢 Ethikos
📍 Madrid