Experteer Overview In this Head of Risk role, you will design and lead a global, scalable risk framework to protect the business while enabling growth.
You'll build and guide a portfolio management function focused on receivables and payables, shape credit policies, and drive risk appetite across mid-size to enterprise features.
You'll work closely with data science, engineering, and the second line to balance risk and speed, delivering measurable portfolio impact.
This is a chance to lead core risk capabilities at a fast-growing fintech with a strong culture and mission.
Compensaciones / Ventajas • Design a globally scalable risk framework and governance structures • Collaborate with Data Science and Engineering on origination, monitoring, provisioning, and collections risk models • Build and lead a portfolio management team focused on continuous monitoring of receivables and payables • Shape local in-country credit policies to maximise portfolio returns • Provide thought leadership on risk appetite for mid-market, corporate,



and enterprise features • Make underwriting decisions for significant exposures and represent the first-line on risk committees • Maintain a solid working relationship with the second line of defence • Support department objectives and planning processes Responsabilidades • Expertise in managing credit risk for mid-market products • Experience building and scaling a team from scratch • Understanding of credit policy governance and 2LoD/3LoD collaboration • Experience in risk and fraud identification, monitoring, control implementation, and testing • Strategic planning, interdependency management, and delivering exceptional results • Excellent communication with clear, structured explanations of complex concepts • Strong analytical and problem-solving skills for complex decision-making • Ability to balance thorough risk assessment with timely execution and business impact Requisitos principales •

📌 Head Of Risk (Non-Retail) (Barcelona)
🏢 Revolut
📍 Barcelona