Experteer Overview
In this role you will design and lead a globally scalable risk framework for Revolut, shaping risk governance and culture across functions. You will partner with Data Science and Engineering to develop risk models for origination, monitoring, provisioning, and collections, and build a portfolio management function focused on receivables and payables. You will set risk appetite, make key underwriting decisions for significant exposures, and represent first-line risk in committees. This is an opportunity to impact a fast-growing fintech by enabling safe growth and robust risk management.

Compensaciones / Incentivos
• Design a globally scalable risk framework with governance structures
• Strengthen risk culture and awareness across the business
• Collaborate with Data Science and Engineering on risk models (origination, monitoring, provisioning, collections)
• Build and lead a portfolio management team for continuous monitoring of receivables and payables
• Shape local credit policies and procedures to optimize portfolio returns
• Define and evolve risk appetite for mid-market,



corporate, and enterprise features
• Make underwriting decisions for significant exposures and represent the 1st line on risk committees
• Maintain a solid working relationship with the 2nd line of defense
• Support department objectives and planning processes

Responsabilidades
• Expertise in managing credit risk for mid-market products
• Ability to build and scale a team from scratch
• Understanding of credit policy governance and experience with 2LoD/3LoD
• Experience in risk and fraud identification, monitoring, control implementation, and testing
• Strategic planning, interdependency management, and results delivery
• Excellent communication with clear, structured explanation of complex concepts
• Strong analytical and problem-solving skills for data-driven decisions
• Ability to balance thorough risk assessment with timely execution and business impact

Requisitos principales
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📌 Head of Risk (Non-Retail) (Madrid)
🏢 Revolut
📍 Madrid