Experteer Overview
In this Head of Risk role, you will design and lead a global, scalable risk framework to protect the business while enabling growth. You’ll build and guide a portfolio management function focused on receivables and payables, shape credit policies, and drive risk appetite across mid-size to enterprise features. You’ll work closely with data science, engineering, and the second line to balance risk and speed, delivering measurable portfolio impact. This is a chance to lead core risk capabilities at a fast-growing fintech with a strong culture and mission.

Compensaciones / Ventajas
• Design a globally scalable risk framework and governance structures
• Collaborate with Data Science and Engineering on origination, monitoring, provisioning, and collections risk models
• Build and lead a portfolio management team focused on continuous monitoring of receivables and payables
• Shape local in-country credit policies to maximise portfolio returns
• Provide thought leadership on risk appetite for mid-market, corporate, and enterprise features




• Make underwriting decisions for significant exposures and represent the first-line on risk committees
• Maintain a solid working relationship with the second line of defence
• Support department objectives and planning processes

Responsabilidades
• Expertise in managing credit risk for mid-market products
• Experience building and scaling a team from scratch
• Understanding of credit policy governance and 2LoD/3LoD collaboration
• Experience in risk and fraud identification, monitoring, control implementation, and testing
• Strategic planning, interdependency management, and delivering exceptional results
• Excellent communication with clear, structured explanations of complex concepts
• Strong analytical and problem-solving skills for complex decision-making
• Ability to balance thorough risk assessment with timely execution and business impact

Requisitos principales
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📌 Head of Risk (Non-Retail) (Barcelona)
🏢 Revolut
📍 Barcelona