Experteer Overview In this Head of Risk role, you will design and lead a global, scalable risk framework to protect the business while enabling growth. You’ll build and guide a portfolio management function focused on receivables and payables, shape credit policies, and drive risk appetite across mid-size to enterprise features. You’ll work closely with data science, engineering, and the second line to balance risk and speed, delivering measurable portfolio impact. This is a chance to lead core risk capabilities at a fast-growing fintech with a strong culture and mission.Compensaciones / Ventajas
- Design a globally scalable risk framework and governance structures
- Collaborate with Data Science and Engineering on origination, monitoring, provisioning, and collections risk models
- Build and lead a portfolio management team focused on continuous monitoring of receivables and payables
- Shape local in-country credit policies to maximise portfolio returns
- Provide thought leadership on risk appetite for mid-market, corporate, and enterprise features




- Make underwriting decisions for significant exposures and represent the first-line on risk committees
- Maintain a solid working relationship with the second line of defence
- Support department objectives and planning processesResponsabilidades
- Expertise in managing credit risk for mid-market products
- Experience building and scaling a team from scratch
- Understanding of credit policy governance and 2LoD/3LoD collaboration
- Experience in risk and fraud identification, monitoring, control implementation, and testing
- Strategic planning, interdependency management, and delivering exceptional results
- Excellent communication with clear, structured explanations of complex concepts
- Strong analytical and problem-solving skills for complex decision-making
- Ability to balance thorough risk assessment with timely execution and business impactRequisitos principales
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📌 Head Of Risk (Non-Retail) (Barcelona)
🏢 Revolut
📍 Barcelona