At ING we are looking for VP of Portfolio ManagementYour key responsibilitiesThe Portfolio Management team will be the ‘center of excellence’ for the in-life management of ING’s WB lending exposure. It covers all activities post the initial funding to the final repayment of a lending transaction. As a front office department, it will closely collaborate with Origination & Structuring colleagues and product specialists to ensure a seamless client experience. The Portfolio Management function will be organised along product and sector considerations. Each portfolio manager will cover a set of portfolio clients and act as the first point of contact for the ongoing credit monitoring, analytics, internal risk and other reporting. Portfolio Management supports the identification of cross-buy opportunities and is also closely involved in the delivery of ING’s capital velocity targets. The team will be supported by General Lending Support in Dublin and the ING hub in the Philippines. It will be a key driver of improving processes, standardisation, and digitalisation across Lending.



The specific responsibilities of a VP include actively managing all facets of the individual files booked in your dedicated portfolio, including but not limited to:- Quarterly and annual credit reviews.- Process amendment and waiver requests, coordination of the credit approval process (write or review credit modifications, perform financial analysis, cash flow- based modelling and sensitivity analysis, perform sustainable transaction assessment, submit to risk and address Q&A;), follow-up on the required legal amendments to the documentation until execution.- Review annual risk rating updates prepared by an administrative support team, anticipate potential risk migration.- Diligent and proactive credit monitoring through the review of all financial covenants and operating performance (e.G. financial models, proforma adjustments, key drivers, etc.) and track compliance of covenants prepared by an a

📌 Vp Of Portfolio Management Specialised In Tmt (Madrid)
🏢 Ing Bank Nv Sucursal En España
📍 Madrid