Responsibilities * Monitor the credit risk quality, pricing and profitability of the credit risk portfolios of Digital Banks * Contribute to define the new risk policies and changes in these * Drive the strategic management and profitability of retail portfolios * Architect and refine credit risk admission policies * Spearhead the development of pricing strategies * Oversee risk models and data quality * Prepare and refine data to ensure high quality and robustness for analysis Qualifications * Degree in Economics, Mathematics, Physics, or Statistics * Master’s level knowledge of Data Science * At least 4 years of experience in Risk Management, with a focus on credit risk and retail portfolios * Knowledge of Credit risk management in terms of admission, recoveries, credit scoring, income estimators, and limit allocation * Deep understanding of credit risk models * Basic programming knowledge in at least one of the following: Python (PySpark, pandas, scikit-learn, Keras), R, SAS, or SQL * Strong analytical mindset, willingness to learn, and motivation to develop expertise in credit risk management and new markets for BBVA * English required

📌 Risk Portfolios Manager (Madrid)
🏢 Jobtailor
📍 Madrid