* IMPRESCINDIBLE ADJUNTAR CV

*¿Te imaginas una financiera transparente, que fuera responsable y explicara perfectamente sus productos, sin dejar lugar a dudas? Sería genial, ¿verdad? Pues así es Sofinco, la nueva financiera responsable y transparente.*

*Sofinco es la entidad en España que pertenece al Grupo Crédit Agricole Personal Finance & Mobility, líder europeo en crédito al consumo y nuestros valores son la base de cómo hacemos las cosas: Innovación, Espíritu de Equipo, Cercanía y Compromiso. Por ello y por mucho más hemos sido certificados por Great Place to Work en 2025*

Mission:
Ensure the management of financial flows. Treasury Management. Manage risks in terms of interest rate, banking counterparts, liquidity and solvency. Optimize cost of funding. Diversification of funding sources.

Main Functions and Tasks:
- Treasury management. Planning, forecasting, controlling and reporting.
- Funding risk Management
- Ensure controls in relation with ALM, funding and solvency in relation with Basel III (LCR, NSFR,…)




- Assess and monitor risks in terms of interest rate (including derivatives management), liquidity and solvency, and elaborate reportings and forecast to shareholders and to the Bank of Spain
- Identify funding needs and manage funding diversification (securitization, external funding, deposits,…)
- Bank Relations Management: Negotiate and manage funding contracts and funded outstanding of the Bank. Manage relationship with banks
- Calculate and update funding rates of various consumer credit products
- Ensure a follow-up of cost of funding
- Support transversal projects impacting ALM, solvency and funding
- Contribution to the monitoring of methodological and regulatory changes.

Requirements:
- University degree in a finance-related area such as Business Administration, Economics or a quantitative discipline, e.g. Math/Statistics/Engineering with master´s degree in finance, financial risk, capital markets or similar will be a plus. CFA,FRM,BTRM,PR

📌 ALM & Treasury Junior Analyst (Madrid)
🏢 Sofinco España
📍 Madrid