Citi’s Commercial Bank (“CCB”) is looking for Full-Time Analysts to join our team. Our Commercial Banking division works with businesses with annual sales ranging from $10 million to more than $3 billion. Our Commercial Banking Team works to find ways for our clients to maximize their growth while taking full advantage of Citi’s banking products. That means knowing all about our deposit and lending, as well as our cash management, trade, FX (foreign exchange) and capital markets solutions. The Full-Time Analyst Program strives to bring in the best and brightest talent and support them as they develop into the next generation of commercial banking leaders globally. The Full Analyst Program starts in July 2027 and begins with in-depth training. People learn differently, so we combine formal training with complete hands‑on experience to help you quickly ramp up and adapt to your role and the culture at Citi. There will be ongoing sales, credit, product, technology, and professional skills training throughout the program along with a robust junior and senior mentorship structure to help you develop professionally. The various credit product types and how these solutions best fit client needs The commercial loan underwriting process,



including loan structuring and documentation The end‑to‑end credit process including new origination of credit and the monitoring of an assigned credit portfolio Citi credit and regulatory policies and procedures We provide you with the knowledge and skills you need to succeed. The Analyst Program starts in July and begins with an in-depth training program. Based on your interests and our needs, you will be matched with a Commercial Banking team to work with for the duration of the Program. Analysing financial data and performing financial modelling focused on company valuations, discounted cash flow analysis, and pro‑forma analyses Supporting the commercial lending process, which includes secured and unsecured revolving lines of credit, term loans, syndicated loans, leveraged loans, cross‑border loans approved locally and extended overseas through the CCB’s general network of 26 countries Interacting with partners across the firm, including product, credit risk, in‑business controls, legal, marketing, operations, risk, compliance, and technology teams You are in your final year of university or have graduated Grade 7 above (If graduated from Spanish University) You are fluent in Spanish & English (Portuguese is desirable but not essential) Primary Location Full Time Salary Range: €70,000.00 - €82,000.00 Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

📌 Banking, Commercial Banking, Full Time Analyst, Madrid - Spain 2027
🏢 Citigroup
📍 Madrid