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As a Credit Risk Analyst at Scalapay in Barcelona, you will own parts of a growing consumer portfolio across Europe, shaping risk strategy and decisioning. You’ll collaborate with Commercial, Data Science, and Data Engineering to implement production-ready credit rules and monitor risk-adjusted profitability. This role offers hands-on ownership of decisions and end-to-end projects within a nimble, data-driven risk team.

You will be at the heart of expanding BNPL services within regulatory boundaries, driving responsible growth.

Compensaciones / Ventajas

- Manage credit strategy for a large, multi-country consumer portfolio across merchants
- Review merchants and segments to adjust risk and growth
- Make credit decisions from analysis to production, including rule changes and thresholds




- Build and monitor risk-focused dashboards and metrics to track portfolio performance
- Collaborate with Data Science and Data Engineering on models, features, and data pipelines
- Contribute to knowledge base on decisions, changes, and rationale
- Lead end-to-end projects within the team as you settle in

Responsabilidades

- A quantitative degree or equivalent demonstrated quantitative ability
- 4+ years xugodme in an analytical role influencing decisions
- Strong SQL with complex joins and window functions
- Working Python with pandas
- Proactivity and technical curiosity
- Clear communication to diverse audiences
- Fluent English (B2+)

Requisitos principales

- salary band 32,000 - 44,000 euros
- exposure to full credit lifecycle
- technical environment close to decision engine and data pipelines

📌 Credit Risk Analyst (Barcelona)
🏢 Scalapay
📍 Barcelona