Job Purpose:

- Contribute to maintaining a professional, efficient & cost-effective internal audit of all activities of Byblos Bank Europe. Ensure that best audit practices are adopted and duties are undertaken in a professional manner in line with the globally accepted framework of the internal auditing profession. Advise the Management Committee on all key matters to the Bank.

Lines of Reporting:

- The Internal Audit function reports functionally to the Audit and Risk Committee and administratively to the Chief Executive Officer.
- The Senior Internal Auditor reports directly to the Chief Audit Executive.

Duties & Responsabilities:

1. Assist the Head of Audit in reflecting targets & standards determined in conjunction with the Management Committee and Audit and Risk Committee.
2. Control the function’s activities as planned & agreed with the Audit and Risk Committee in accordance with BBE and Group audit methodology & international standards (e.g. IIA).
3. Plan, undertake, review, report and follow-up on scheduled & ad hoc reviews.
4. Follow up on action plan agreed by auditees and highlight any failure to implement agreed recommendations on or by established target date.
5. Assess and report the effectiveness of internal control systems & their compliance with rules, procedures, applicable laws & local regulations.
6. Provide when relevant advice on new / revised procedures & controls, implementation of new products / systems and other key matters as warranted.
7. Add value to the bank by improving effectiveness of risk management, control and governance processes.
8. Assist the Head of Audit in

- Developing & maintaining up-to-date Internal Audit programs covering all aspects of the Bank’s business to be reviewed by Internal Audit, including the London and Paris Branches.
- Liaising with external auditors, regulators and agencies to the maximum extent consistent with professional standards & commercial confidentiality.

Education Level:

- Educational background in Business Administration, Finance accounting or other related fields.
- Professional certifications like CIA, CISA, or any other relevant certification highly desirable or motivated to obtain one.
- Proficiency in English as well as French and/or Dutch.

Experience:

- Minimum 5 years of relevant external and/or internal Audit experience desirably in a Big4 and/or international financial institution.
- Confident to perform audits in domains of Transaction Services (i.e. Trade Finance, payments), , Liquidity, Finance, Credits, Compliance (a.o. Anti-Money Laundering and Terrorism of Financing) and willing to expand or deepen experience further in auditing other relevant domains.
- Affinity with or applied knowledge of norms providing assurance on the IT General Controls.

Education Level:

- Educational background in Business Administration, Finance accounting or other related fields.
- Professional certifications like CIA, CISA, or any other relevant certification highly desirable or motivated to obtain one.
- Proficiency in English as well as French and/or Dutch.

Experience:

- Minimum 5 years of relevant external and/or internal Audit experience desirably in a Big4 and/or international financial institution.
- Confident to perform audits in domains of Transaction Services (i.e. Trade Finance, payments), , Liquidity, Finance, Credits, Compliance (a.o. Anti-Money Laundering and Terrorism of Financing)



and willing to expand or deepen experience further in auditing other relevant domains.
- Affinity with or applied knowledge of norms providing assurance on the IT General Controls.

Required Competencies

Technical Competencies:

- Business acumen:
- demonstrates an understanding of business objectives, risks associated with the business objectives and how internal controls contribute to the achievement of organisational objectives
- knowledge in assessing alignment of the strategy of areas under audit to the organisational strategy. Considers the mission, strategic objectives, and business nature of the organization.
- Builds expertise in business environment, industry practices and factors specific to the organization.
- Audit Skills: applies the International Professional Practices Framework. Competent to plan and perform audit assignments in line with the IIA Standards in areas of a.o. organisational governance, risk management, internal control, performing the audit engagements (incl. recommend or help management construct SMART management actions).
- Governance, risk and control:
- Applies the concepts of BBE’s governance, risk and control in audit engagements and engages with the internal stakeholders regarding these concepts.
- Recognises indicators of fraud.
- Writing Skills: Ability to put forward clear and concise audit reports.
- Gathering & Analysing Information: Ability to seek relevant information through all available relevant information resources.
- Data gathering, analysis, interpretation, and reporting: Selects and applies appropriate tools and techniques such as data analysis or statistical techniques.
- Banking Knowledge: Applied knowledge related to bank’s operations, policies & procedures, including Compliance and Risk Management.

Behavioural Skills:

- Communication Skills: Communicates with impact. Good listener. Ability to simplify the complex in an easy manner; to adjust styles to suit the audience both in written and oral communication. Challenges yet constructive in feedback and suggestions / recommendations.
- Persuasion and collaboration: persuades and motivates others through collaboration and cooperation independently or with support from others.
- Critical thinking: Does not accept things at face value with a healthy dose of professional scepticism. Competent in selecting and applying relevant techniques such as process analysis, data analysis, statistical techniques. Competent in analysing and appraising the efficiency and effectiveness of processes audited. Can assist management independently or with guidance in identifying practical solutions to address issues by articulating to the management what the presente issue is and can collaborate with the management to identify a proposed solution that solves the problem.

Professional ethics

- Professional ethics: Demonstrates professional ethics by complying with BBE’s code of ethics, the IIA’s code of ethics and is able to escalate or identify possible breaches of ethics.

Internal audit management and internal audit delivery

- Developing Self & Others:



Continuously monitor gaps in skill-set as well as the developments in the field and proactive attitude for self-development. Continues professional development and utilizes relevant learning opportunities.
- Teamwork: Ability to participate actively & positively within his/her own team & share relevant useful information.
- Internal audit management: Depending on the domain general awareness to applied knowledge in the following areas:
- Risk based audit plan: able to provide input to risk-based audit from engagement results, able to assess the organisations frameworks for governance, risk and control, able to demonstrate knowledge of generally accepted frameworks for BBE.
- Manage internal audit resources:
- Demonstrates efficiency and effectiveness of managing own time,
- Manages resources of the audit engagement.
- Supervises the execution of audit engagements to ensure that objectives are met and quality is assured when in outsourcing arrangements.
- Manages all resources efficiently to ensure the engagement objectives are met.
- Internal audit delivery:
- Performs audit engagements by applying the audit methodology of BBE.
- Maintains objectivity throughout the audit engagements.
- Applied knowledge in all audit engagement steps from engagement planning to report writing and follow-up of the implementation of the recommendations / management action plans.
- Provides assurance and advisory services to senior management and the board.
- Follows up with management to ensure that management actions have been effectively implemented or that senior management has accepted the risk of not taking action.
- Improvement and innovation: general awareness or applied knowledge in supporting an environment that embraces change across the organisation, incl. internal audit activity.
- Autonomy
- Planning and Organizing: Ability to adapt organizational plans into Branch/departmental and-or own plans and to handle easily multiple tasks at the same time while considering plans for the future tasks.
- Problem Solving: Ability to conduct research and analysis and solve complex problems.
- Managing Performance: Ability to manage his/her own performance, to learn from previous mistakes, improves his/her performance and takes feedback as a opportunity for learning & development.

Personal Characteristics:

- Initiative: Self-reliant and autonomous. Ability to take independent action and show proactivity and positive approach. Self-motivated.
- Strategic Thinking: Ability to prioritize work in alignment with organizational goals & strategies. Independent views and ideas, well-structured and forward thinking.
- Flexibility & adaptability: Ability to demonstrate a willingness to adapt to changes at work & is open to do things in a new way.
- Decision Making: Ability to make realistic decisions in vague or conflicting situations that impact his own work.
- Results Orientation: Delivers internal audit deliverables efficiently with appropriate quality.

Working Conditions:

Environmental Conditions:

- The job is largely desk based accordingly it does not require significant physical effort and does not expose the job holder to any major environmental threats.
- Working hours are regular.
- Occasional international travelling may be required.

Physical Conditions:

- The job holder will work in a relatively high-pressure environment that requires adherence to various deadlines and the ability to withstand stress.

📌 Internal auditor (España)
🏢 BBE
📍 España