We are looking for a dynamic Fraud Analyst to join our Fraud Operations team within the AFC Operations Department. You will balance daily operational responsibilities with high-impact project work, driving process improvements and helping scale our fraud prevention operations. Create, update, and maintain detailed Work Instructions (WIs) aligned with internal policies and global standards. Effectively balance daily operational case-handling responsibilities with key project-oriented initiatives. Investigate complex fraud escalations and take swift action to minimize financial losses and mitigate fraud risks. Data &

• Analysis Conduct regular data analysis to identify emerging fraud typologies, suspicious behaviors, and transaction patterns. Leverage analytics to provide actionable insights for optimizing internal transaction monitoring and alert-handling systems. Training &

• Operational Support Design and deliver training sessions on updated processes, Work Instructions, and fraud detection methodologies. 2+ years of experience in fraud operations, financial crime investigations, or risk analysis within banking, fintech, or payments. Hands-on experience working with modern fraud detection systems, alert monitoring tools, and case management systems. Strong data analysis skills, including proficiency in Advanced Excel/Google Sheets

• SQL or BI tools (Power BI, Looker, Tableau) experience is a strong plus.



Proven structured problem-solving skills and an analytical mindset to interpret fraud data and recognize risk patterns. Bachelor's degree in Business, Finance, Data Analytics, Law, or a related field (preferred but not essential). Fluency in English is required

• Proactive, self-driven attitude with a strong ability to manage priorities across project tasks and daily operations. Excellent communication and stakeholder management skills, with experience delivering training and operational support. Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. A relocation package with visa support for those who need it. N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the general banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

📌 Fraud Analyst (Fintech) (Madrid)
🏢 N26
📍 Madrid