Company DescriptionShape the future of digital banking and grow your career in a dynamic, innovative environment. Work on cutting-edge fintech solutions that directly impact SMEs across Europe. Accelerate your career with continuous learning opportunities, mentorship, and challenging projects. Join a diverse, talented team where collaboration drives success and every voice is valued.Ready to make a difference? Explore our open positions and join us in transforming business banking.Job DescriptionThe Senior Credit Risk Analyst will be a key member of the Structured Loans Department, which is dedicated to building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe.Primary ResponsibilitiesAfter sourcing of a deal opportunity by Origination team, the Credit team shall:Analyse, prepare and present credit cases to the Credit team and to the Credit Committee;Support and interact with the Credit and Sales teams in the analysis of new deal opportunities;Take an active role and participate in negotiations and in borrower relationships;Review loan documentation together with the legal team;Draft term sheets and engagement letters;Anticipate any credit deterioration through active monitoring of borrowers using digital technology;Participate in the portfolio and borrower companies monitoring.Degree in Finance, Economics or Business Administration;Minimum 8 - 10 years of experience in a similar role at a bank or private debt fund;Knowledge of loan products and/or bonds and Dutchlaw;Strong analytical and writing skills;Excellent numerical and financial modelling skills;Good communication skills;Fluent in Spanish and English (knowledge of an additional language would be an asset);Result-driven;Able to adapt quickly in a fast-moving environment.Additional InformationRiverBank is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents.
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📌 Senior Credit Risk Analyst - Real Estate (Madrid)
🏢 Riverbank
📍 Madrid