Murphy deploys AI agents for banks starting with the most straightforward business case: voice AI for debt collection . We’ve built a fully-fledged platform designed to optimize recovery rates while maintaining respectful and personalized communication.
Our AI-powered agents adapt instantly, engaging with debtors across channels like voice, messengers, email and SMS to maximize results while preserving trust.
We’re live with Santander, Revolut, BBVA and dozens others. We’ve proven the product in large-scale pilots with top-tier banks. And now we need to move fast to secure leadership in this $300Bn+ industry .
About the Role
We're looking for a Data Scientist to build the Murphy’s brain — the ML that decides who we contact, when, how and how often, to recover the most debt inside hard legal limits. Recovery is a data problem before it's a voice problem, and you own the data problem. This is one of the highest-leverage seats in the company: your models set the strategy every AI agent executes, on every call.
Murphy builds AI voice agents that collect overdue debt for banks:



more recovered, faster, cheaper, fully compliant, and respectful to the debtor. We're live with Santander, Revolut, BBVA and dozens others. We've proven the product in large-scale pilots with top-tier banks — now we're making every contact smarter, and we need a scientist to own the models that decide how we collect.
What you'll do
- Own the contact strategy. Who Murphy contacts, when, how often, on which channel — voice, WhatsApp, etc. — to maximise recovery inside hard legal guardrails.
- Model the debtor. Propensity and uplift models — who picks up, who pays, who responds to which voice, script or offer — turned into live segments the agents act on.
- Optimise with experiments. A/B tests and bandits over timing, cadence, voice and negotiation policy; find what lifts recovery, and ship it fast.
- Own business-level outcomes. Collaborate with product, engineering and commercial teams to define so

📌 Data Scientist (España)
🏢 Murphy AI
📍 España