About usTraditional banking has never really given you control over your financial life. Satispay exists to change that: to empower people through finance.That means making financial services easy and accessible for over 6.5M users. We started with payments, then benefits, investing, cards... and we’re not done. Not even close. We follow the same logic every time: find a real problem, solve it properly, then look for the next one. The destination? To build the most loved financial platform in the world. If you own outcomes rather than tasks, stay close to what users need, and refuse to wait for someone else to fix what's broken — you'll find people here who work exactly in the same way. And together, you'll build something worth being proud of.What you'll be doingAs our Collection Manager – Consumer Credit, you'll own our end-to-end collection strategy across consumer lending products, with a strong focus on data, segmentation, and AI-driven decisioning.Here's what that looks like in practice:Design and execute data-driven collection strategies – Leveraging advanced analytics and predictive models to design collection strategies tailored to different risk profiles and product types.Develop AI-powered collection approaches – Driving the adoption of AI to enhance next-best-action logic, predictive contact strategies,



and intelligent prioritisation of accounts.Personalise customer engagement & tone of voice – Defining and implementing differentiated communication strategies, adapting tone, channel, and timing based on customer behaviour.Optimise performance and ROI – Owning key collection KPIs (recovery rates, roll rates, cost-to-collect), ensuring all initiatives are measurable and ROI-positive.Guarantee service levels and compliance – Ensuring all collection activities meet defined SLAs and regulatory requirements, balancing effectiveness with fairness.Manage stakeholders and ecosystem – Collaborating closely with Finance, Product, Data, and Legal teams, while managing external partners like collection agencies.Who we're looking forThis role needs someone strategic, highly analytical, and innovative to lead and modernise our consumer credit collections operations.Deep experience in Consumer Credit & Collections – You have 7+ years of experience in collections within consumer lending (e.G., BNPL, unsecured/secured credit).Fintech, Banking, or Finance Background – Previous experience in a Fintech environment, modern Banking, or Financial Services.Knowledge of SEPA Framework – Familiarity with SEPA

📌 Collection Manager – Consumer Credit (Barcelona)
🏢 Satispay
📍 Barcelona